Crop-loss band · Iowa
Keokuk County, Iowa — crop-loss band
- 1.42Low end of the filed band
- 1.87Middle of the filed band
- 2.23High end of the filed band
- 2018Worst year filed (2.77)
- 10Years filed
Every year the Risk Management Agency has filed for Keokuk County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.42 at the low end to 2.23 at the high end, with 1.87 in the middle. The worst year filed is 2018, at 2.77. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $457,268 | $854,113 | $4,898,289 | 151 | 151 | 1.87 |
| 2016 | $270,515 | $383,432 | $3,151,089 | 81 | 81 | 1.42 |
| 2017 | $1,176,702 | $2,626,540 | $13,246,446 | 283 | 283 | 2.23 |
| 2018 | $476,372 | $1,320,627 | $6,167,818 | 196 | 195 | 2.77 |
| 2019 | $1,619,237 | $3,568,069 | $17,603,253 | 446 | 443 | 2.20 |
| 2020 | $1,386,625 | $2,679,483 | $19,240,966 | 319 | 318 | 1.93 |
| 2021 | $866,934 | $1,261,638 | $9,555,760 | 144 | 144 | 1.46 |
| 2022 | $2,551,554 | $5,360,624 | $30,395,834 | 365 | 364 | 2.10 |
| 2023 | $380,975 | $674,377 | $5,008,613 | 104 | 104 | 1.77 |
| 2024 | $1,530,279 | $2,686,975 | $19,081,185 | 276 | 276 | 1.76 |
Commodities insured in Keokuk County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.03Low end of the filed band
- 1.74Middle of the filed band
- 2.05High end of the filed band
- 2019Worst year filed (2.14)
- 10Years filed
- $7,989,768Premium filed
- $14,690,448Indemnity paid
- $85,038,965Liability insured
- 122,440Quantity planted
- 120,435Quantity lost
- 1,351Policies
- 1,345Policies with a loss
- 1.84Loss ratio, whole span
Causes that carried the indemnity in Keokuk County
- Drought $6,778,545 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $4,123,217 indemnity · 10 years
- Flood $1,414,909 indemnity · 5 years
- Wind/Excess Wind $975,011 indemnity · 5 years
- Decline in Price $530,255 indemnity · 9 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $379,070 indemnity · 3 years
Soybeans 10 years filed
- 0.92Low end of the filed band
- 2.18Middle of the filed band
- 3.09High end of the filed band
- 2023Worst year filed (3.22)
- 10Years filed
- $2,726,693Premium filed
- $6,725,430Indemnity paid
- $43,310,288Liability insured
- 90,258Quantity planted
- 81,009Quantity lost
- 1,014Policies
- 1,014Policies with a loss
- 2.47Loss ratio, whole span
Causes that carried the indemnity in Keokuk County
- Drought $3,798,051 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,698,579 indemnity · 10 years
- Flood $486,560 indemnity · 7 years
- Decline in Price $317,901 indemnity · 8 years
- Hail $138,426 indemnity · 6 years
- Cold Wet Weather $104,214 indemnity · 7 years
Every county-crop the agency files in Iowa → Buy the Keokuk County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.