Crop-loss band · Iowa
Louisa County, Iowa — crop-loss band
- 0.83Low end of the filed band
- 1.59Middle of the filed band
- 2.19High end of the filed band
- 2019Worst year filed (2.59)
- 10Years filed
Every year the Risk Management Agency has filed for Louisa County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.83 at the low end to 2.19 at the high end, with 1.59 in the middle. The worst year filed is 2019, at 2.59. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $306,115 | $486,958 | $3,071,329 | 99 | 99 | 1.59 |
| 2016 | $197,281 | $228,157 | $2,345,636 | 77 | 76 | 1.16 |
| 2017 | $235,394 | $353,562 | $2,821,911 | 94 | 94 | 1.50 |
| 2018 | $448,992 | $982,708 | $5,492,130 | 176 | 176 | 2.19 |
| 2019 | $1,625,168 | $4,204,441 | $20,285,941 | 387 | 385 | 2.59 |
| 2020 | $364,205 | $771,214 | $4,835,940 | 117 | 116 | 2.12 |
| 2021 | $907,060 | $756,497 | $10,091,100 | 132 | 131 | 0.83 |
| 2022 | $295,390 | $483,149 | $3,430,307 | 64 | 64 | 1.64 |
| 2023 | $1,376,057 | $2,209,134 | $17,350,486 | 206 | 206 | 1.61 |
| 2024 | $624,910 | $902,467 | $9,930,235 | 121 | 121 | 1.44 |
Commodities insured in Louisa County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.71Low end of the filed band
- 1.57Middle of the filed band
- 1.81High end of the filed band
- 2019Worst year filed (2.41)
- 10Years filed
- $4,733,869Premium filed
- $7,664,660Indemnity paid
- $54,675,607Liability insured
- 71,656Quantity planted
- 69,034Quantity lost
- 813Policies
- 811Policies with a loss
- 1.62Loss ratio, whole span
Causes that carried the indemnity in Louisa County
- Excess Moisture/Precipitation/Rain $4,292,265 indemnity · 10 years
- Drought $1,750,885 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $492,680 indemnity · 5 years
- Heat $293,017 indemnity · 3 years
- Decline in Price $270,077 indemnity · 7 years
- Flood $232,580 indemnity · 5 years
Soybeans 10 years filed
- 0.60Low end of the filed band
- 1.95Middle of the filed band
- 3.25High end of the filed band
- 2019Worst year filed (3.62)
- 10Years filed
- $1,646,703Premium filed
- $3,713,627Indemnity paid
- $24,979,408Liability insured
- 52,484Quantity planted
- 41,649Quantity lost
- 660Policies
- 657Policies with a loss
- 2.26Loss ratio, whole span
Causes that carried the indemnity in Louisa County
- Excess Moisture/Precipitation/Rain $1,565,505 indemnity · 10 years
- Drought $1,341,671 indemnity · 10 years
- Decline in Price $186,050 indemnity · 8 years
- Hail $174,655 indemnity · 5 years
- Cold Wet Weather $117,248 indemnity · 8 years
- Flood $109,988 indemnity · 5 years
Every county-crop the agency files in Iowa → Buy the Louisa County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.