Crop-loss band · Iowa
Lucas County, Iowa — crop-loss band
- 0.90Low end of the filed band
- 1.41Middle of the filed band
- 2.13High end of the filed band
- 2015Worst year filed (3.17)
- 10Years filed
Every year the Risk Management Agency has filed for Lucas County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.90 at the low end to 2.13 at the high end, with 1.41 in the middle. The worst year filed is 2015, at 3.17. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,155,807 | $3,661,118 | $6,832,334 | 244 | 244 | 3.17 |
| 2016 | $294,309 | $333,051 | $1,941,940 | 69 | 67 | 1.13 |
| 2017 | $1,488,968 | $3,178,648 | $11,894,577 | 255 | 255 | 2.13 |
| 2018 | $1,005,335 | $1,953,795 | $8,904,426 | 250 | 250 | 1.94 |
| 2019 | $898,882 | $1,905,008 | $6,384,563 | 186 | 186 | 2.12 |
| 2020 | $749,634 | $794,426 | $7,065,901 | 139 | 139 | 1.06 |
| 2021 | $720,318 | $836,657 | $5,467,567 | 122 | 121 | 1.16 |
| 2022 | $1,728,604 | $2,537,063 | $14,313,825 | 171 | 170 | 1.47 |
| 2023 | $465,744 | $656,409 | $4,187,322 | 71 | 71 | 1.41 |
| 2024 | $847,522 | $762,658 | $8,359,933 | 104 | 104 | 0.90 |
Commodities insured in Lucas County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.62Low end of the filed band
- 1.46Middle of the filed band
- 2.18High end of the filed band
- 2015Worst year filed (2.75)
- 10Years filed
- $5,326,011Premium filed
- $9,166,790Indemnity paid
- $36,718,411Liability insured
- 78,598Quantity planted
- 70,524Quantity lost
- 783Policies
- 781Policies with a loss
- 1.72Loss ratio, whole span
Causes that carried the indemnity in Lucas County
- Drought $4,239,796 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $3,837,236 indemnity · 10 years
- Cold Wet Weather $362,035 indemnity · 6 years
- Decline in Price $252,082 indemnity · 8 years
- Hail $228,537 indemnity · 3 years
- Wind/Excess Wind $117,772 indemnity · 4 years
Soybeans 10 years filed
- 0.89Low end of the filed band
- 1.54Middle of the filed band
- 2.88High end of the filed band
- 2015Worst year filed (3.97)
- 10Years filed
- $4,029,112Premium filed
- $7,452,043Indemnity paid
- $38,633,977Liability insured
- 92,431Quantity planted
- 86,834Quantity lost
- 828Policies
- 826Policies with a loss
- 1.85Loss ratio, whole span
Causes that carried the indemnity in Lucas County
- Drought $4,105,765 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $2,704,908 indemnity · 10 years
- Decline in Price $269,665 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $130,201 indemnity · 4 years
- Cold Wet Weather $96,578 indemnity · 8 years
- Heat $64,516 indemnity · 3 years
Every county-crop the agency files in Iowa → Buy the Lucas County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.