Crop-loss band · Iowa
Monona County, Iowa — crop-loss band
- 0.95Low end of the filed band
- 1.55Middle of the filed band
- 2.76High end of the filed band
- 2019Worst year filed (3.47)
- 10Years filed
Every year the Risk Management Agency has filed for Monona County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.95 at the low end to 2.76 at the high end, with 1.55 in the middle. The worst year filed is 2019, at 3.47. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,671,692 | $2,343,496 | $18,765,551 | 292 | 292 | 1.40 |
| 2016 | $2,252,808 | $2,707,998 | $26,359,944 | 387 | 385 | 1.20 |
| 2017 | $2,292,628 | $2,185,719 | $29,157,090 | 386 | 386 | 0.95 |
| 2018 | $1,294,646 | $2,914,853 | $18,421,402 | 319 | 319 | 2.25 |
| 2019 | $1,250,246 | $4,335,689 | $16,359,492 | 387 | 385 | 3.47 |
| 2020 | $700,013 | $1,082,047 | $9,048,551 | 168 | 167 | 1.55 |
| 2021 | $352,348 | $452,625 | $3,793,054 | 55 | 54 | 1.28 |
| 2022 | $7,983,632 | $20,893,865 | $77,602,142 | 699 | 699 | 2.62 |
| 2023 | $10,068,129 | $23,749,779 | $130,008,906 | 1,050 | 1,050 | 2.36 |
| 2024 | $7,015,007 | $19,339,119 | $86,981,647 | 985 | 985 | 2.76 |
Commodities insured in Monona County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.75Low end of the filed band
- 1.65Middle of the filed band
- 2.71High end of the filed band
- 2019Worst year filed (4.20)
- 10Years filed
- $25,248,710Premium filed
- $55,719,732Indemnity paid
- $291,744,899Liability insured
- 343,840Quantity planted
- 325,094Quantity lost
- 2,646Policies
- 2,643Policies with a loss
- 2.21Loss ratio, whole span
Causes that carried the indemnity in Monona County
- Drought $25,448,157 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $8,965,875 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $7,988,750 indemnity · 9 years
- Decline in Price $3,546,215 indemnity · 7 years
- Flood $3,413,186 indemnity · 5 years
- Heat $2,548,775 indemnity · 6 years
Soybeans 10 years filed
- 0.96Low end of the filed band
- 1.94Middle of the filed band
- 2.79High end of the filed band
- 2024Worst year filed (3.41)
- 10Years filed
- $9,214,204Premium filed
- $21,748,383Indemnity paid
- $117,868,904Liability insured
- 220,607Quantity planted
- 205,662Quantity lost
- 1,987Policies
- 1,984Policies with a loss
- 2.36Loss ratio, whole span
Causes that carried the indemnity in Monona County
- Drought $7,411,899 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $5,582,193 indemnity · 10 years
- Flood $3,067,223 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $1,822,905 indemnity · 3 years
- Heat $1,190,134 indemnity · 6 years
- Hail $1,079,914 indemnity · 7 years
Hybrid Corn Seed 9 years filed
- 0.58Low end of the filed band
- 4.64Middle of the filed band
- 8.39High end of the filed band
- 2021Worst year filed (8.39)
- 9Years filed
- $418,234Premium filed
- $2,537,075Indemnity paid
- $6,883,975Liability insured
- 6,355Quantity planted
- 6,356Quantity lost
- 95Policies
- 95Policies with a loss
- 6.07Loss ratio, whole span
Causes that carried the indemnity in Monona County
- Hail $1,581,698 indemnity · 2 years
- Heat $503,040 indemnity · 5 years
- Flood $172,701 indemnity · 1 years
- Hot Wind $111,781 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $105,556 indemnity · 4 years
- Drought $39,501 indemnity · 1 years
Every county-crop the agency files in Iowa → Buy the Monona County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.