Crop-loss band · Iowa
Muscatine County, Iowa — crop-loss band
- 1.41Low end of the filed band
- 2.03Middle of the filed band
- 2.63High end of the filed band
- 2019Worst year filed (3.50)
- 10Years filed
Every year the Risk Management Agency has filed for Muscatine County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.41 at the low end to 2.63 at the high end, with 2.03 in the middle. The worst year filed is 2019, at 3.50. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $490,783 | $905,967 | $7,498,263 | 130 | 130 | 1.85 |
| 2016 | $92,473 | $242,856 | $1,004,101 | 45 | 45 | 2.63 |
| 2017 | $294,981 | $614,924 | $4,344,994 | 99 | 99 | 2.08 |
| 2018 | $265,285 | $556,593 | $4,024,205 | 125 | 125 | 2.10 |
| 2019 | $1,236,165 | $4,329,434 | $19,504,560 | 401 | 399 | 3.50 |
| 2020 | $520,784 | $1,148,331 | $8,778,676 | 171 | 167 | 2.21 |
| 2021 | $200,982 | $347,556 | $2,956,878 | 50 | 50 | 1.73 |
| 2022 | $261,789 | $369,100 | $4,205,419 | 55 | 55 | 1.41 |
| 2023 | $1,404,207 | $2,194,963 | $18,370,145 | 245 | 245 | 1.56 |
| 2024 | $236,396 | $480,137 | $3,518,003 | 62 | 62 | 2.03 |
Commodities insured in Muscatine County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.36Low end of the filed band
- 2.32Middle of the filed band
- 3.19High end of the filed band
- 2022Worst year filed (3.67)
- 10Years filed
- $3,316,648Premium filed
- $7,536,609Indemnity paid
- $47,697,789Liability insured
- 70,630Quantity planted
- 62,471Quantity lost
- 748Policies
- 745Policies with a loss
- 2.27Loss ratio, whole span
Causes that carried the indemnity in Muscatine County
- Excess Moisture/Precipitation/Rain $4,059,861 indemnity · 9 years
- Drought $1,613,716 indemnity · 9 years
- Wind/Excess Wind $635,984 indemnity · 5 years
- Decline in Price $423,903 indemnity · 7 years
- Hail $259,936 indemnity · 2 years
- Heat $252,700 indemnity · 7 years
Soybeans 10 years filed
- 1.01Low end of the filed band
- 1.77Middle of the filed band
- 4.15High end of the filed band
- 2019Worst year filed (4.97)
- 10Years filed
- $1,687,197Premium filed
- $3,653,252Indemnity paid
- $26,507,455Liability insured
- 52,916Quantity planted
- 44,429Quantity lost
- 635Policies
- 632Policies with a loss
- 2.17Loss ratio, whole span
Causes that carried the indemnity in Muscatine County
- Excess Moisture/Precipitation/Rain $1,758,921 indemnity · 10 years
- Drought $1,186,243 indemnity · 9 years
- Decline in Price $260,029 indemnity · 9 years
- Flood $155,806 indemnity · 6 years
- Hail $102,812 indemnity · 3 years
- Cold Wet Weather $93,004 indemnity · 6 years
Every county-crop the agency files in Iowa → Buy the Muscatine County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.