Crop-loss band · Iowa
O'Brien County, Iowa — crop-loss band
- 0.70Low end of the filed band
- 1.68Middle of the filed band
- 2.84High end of the filed band
- 2018Worst year filed (3.17)
- 10Years filed
Every year the Risk Management Agency has filed for O'Brien County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.70 at the low end to 2.84 at the high end, with 1.68 in the middle. The worst year filed is 2018, at 3.17. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $77,429 | $129,721 | $1,394,856 | 33 | 33 | 1.68 |
| 2016 | $531,546 | $373,989 | $14,279,974 | 204 | 204 | 0.70 |
| 2017 | $322,680 | $471,377 | $6,129,083 | 124 | 124 | 1.46 |
| 2018 | $1,835,279 | $5,825,570 | $40,916,985 | 714 | 713 | 3.17 |
| 2019 | $913,233 | $2,392,899 | $21,919,130 | 436 | 436 | 2.62 |
| 2020 | $510,264 | $1,449,015 | $12,299,836 | 235 | 234 | 2.84 |
| 2021 | $219,228 | $502,802 | $3,409,334 | 69 | 69 | 2.29 |
| 2022 | $2,514,120 | $3,470,625 | $37,797,607 | 458 | 458 | 1.38 |
| 2023 | $2,806,632 | $4,101,501 | $48,975,821 | 503 | 503 | 1.46 |
| 2024 | $6,063,625 | $14,041,741 | $118,408,567 | 1,513 | 1,513 | 2.32 |
Commodities insured in O'Brien County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.67Low end of the filed band
- 1.72Middle of the filed band
- 3.13High end of the filed band
- 2018Worst year filed (3.97)
- 10Years filed
- $8,955,264Premium filed
- $18,956,189Indemnity paid
- $180,167,071Liability insured
- 201,748Quantity planted
- 190,083Quantity lost
- 2,206Policies
- 2,204Policies with a loss
- 2.12Loss ratio, whole span
Causes that carried the indemnity in O'Brien County
- Excess Moisture/Precipitation/Rain $8,755,859 indemnity · 7 years
- Drought $4,982,999 indemnity · 7 years
- Decline in Price $2,125,049 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $1,944,166 indemnity · 5 years
- Flood $313,090 indemnity · 4 years
- Hail $269,934 indemnity · 6 years
Soybeans 10 years filed
- 0.82Low end of the filed band
- 1.61Middle of the filed band
- 2.43High end of the filed band
- 2024Worst year filed (2.59)
- 10Years filed
- $6,838,771Premium filed
- $13,803,051Indemnity paid
- $125,364,122Liability insured
- 200,573Quantity planted
- 194,365Quantity lost
- 2,083Policies
- 2,083Policies with a loss
- 2.02Loss ratio, whole span
Causes that carried the indemnity in O'Brien County
- Excess Moisture/Precipitation/Rain $7,239,213 indemnity · 7 years
- Drought $2,503,712 indemnity · 7 years
- Decline in Price $1,832,579 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $960,950 indemnity · 3 years
- Hail $442,903 indemnity · 8 years
- Flood $254,761 indemnity · 3 years
Every county-crop the agency files in Iowa → Buy the O'Brien County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.