Crop-loss band · Iowa
Pocahontas County, Iowa — crop-loss band
- 0.58Low end of the filed band
- 2.09Middle of the filed band
- 2.87High end of the filed band
- 2018Worst year filed (3.47)
- 10Years filed
Every year the Risk Management Agency has filed for Pocahontas County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.58 at the low end to 2.87 at the high end, with 2.09 in the middle. The worst year filed is 2018, at 3.47. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $243,263 | $651,516 | $4,173,461 | 116 | 116 | 2.68 |
| 2016 | $967,000 | $565,636 | $23,884,831 | 238 | 238 | 0.58 |
| 2017 | $1,739,022 | $4,047,802 | $35,014,861 | 500 | 500 | 2.33 |
| 2018 | $3,846,982 | $13,349,732 | $90,627,712 | 1,467 | 1,467 | 3.47 |
| 2019 | $1,732,773 | $4,204,445 | $38,902,946 | 594 | 591 | 2.43 |
| 2020 | $697,132 | $1,997,594 | $16,621,482 | 280 | 280 | 2.87 |
| 2021 | $381,937 | $394,228 | $6,620,543 | 91 | 91 | 1.03 |
| 2022 | $868,129 | $1,818,651 | $13,606,234 | 182 | 182 | 2.09 |
| 2023 | $2,110,208 | $2,400,660 | $39,455,771 | 483 | 483 | 1.14 |
| 2024 | $3,939,164 | $5,088,003 | $76,578,239 | 906 | 906 | 1.29 |
Commodities insured in Pocahontas County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.49Low end of the filed band
- 2.30Middle of the filed band
- 3.08High end of the filed band
- 2018Worst year filed (3.49)
- 10Years filed
- $11,268,453Premium filed
- $22,669,908Indemnity paid
- $236,722,871Liability insured
- 331,395Quantity planted
- 246,470Quantity lost
- 2,678Policies
- 2,675Policies with a loss
- 2.01Loss ratio, whole span
Causes that carried the indemnity in Pocahontas County
- Excess Moisture/Precipitation/Rain $11,208,417 indemnity · 9 years
- Drought $6,521,297 indemnity · 9 years
- Decline in Price $3,326,462 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $489,200 indemnity · 3 years
- Hail $431,183 indemnity · 6 years
- Cold Wet Weather $422,438 indemnity · 10 years
Soybeans 10 years filed
- 0.82Low end of the filed band
- 1.86Middle of the filed band
- 3.44High end of the filed band
- 2016Worst year filed (6.36)
- 10Years filed
- $5,257,157Premium filed
- $11,848,359Indemnity paid
- $108,763,209Liability insured
- 212,794Quantity planted
- 187,284Quantity lost
- 2,179Policies
- 2,179Policies with a loss
- 2.25Loss ratio, whole span
Causes that carried the indemnity in Pocahontas County
- Excess Moisture/Precipitation/Rain $6,982,065 indemnity · 9 years
- Decline in Price $1,903,490 indemnity · 8 years
- Drought $1,679,931 indemnity · 7 years
- Hail $590,483 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $381,132 indemnity · 2 years
- Frost $130,558 indemnity · 1 years
Every county-crop the agency files in Iowa → Buy the Pocahontas County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.