Crop-loss band · Iowa
Ringgold County, Iowa — crop-loss band
- 0.91Low end of the filed band
- 1.39Middle of the filed band
- 2.34High end of the filed band
- 2015Worst year filed (3.30)
- 10Years filed
Every year the Risk Management Agency has filed for Ringgold County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.91 at the low end to 2.34 at the high end, with 1.39 in the middle. The worst year filed is 2015, at 3.30. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,754,213 | $9,083,402 | $16,856,619 | 510 | 510 | 3.30 |
| 2016 | $664,960 | $922,830 | $5,151,773 | 107 | 107 | 1.39 |
| 2017 | $946,555 | $1,629,123 | $7,364,923 | 146 | 146 | 1.72 |
| 2018 | $1,206,031 | $2,818,767 | $11,514,222 | 209 | 209 | 2.34 |
| 2019 | $1,328,536 | $2,293,701 | $11,215,236 | 334 | 332 | 1.73 |
| 2020 | $793,281 | $1,063,360 | $8,099,211 | 141 | 141 | 1.34 |
| 2021 | $237,404 | $215,194 | $2,058,060 | 44 | 44 | 0.91 |
| 2022 | $1,820,278 | $2,512,714 | $15,567,612 | 189 | 189 | 1.38 |
| 2023 | $315,361 | $626,192 | $2,963,240 | 93 | 93 | 1.99 |
| 2024 | $1,021,843 | $1,425,299 | $10,070,741 | 147 | 147 | 1.39 |
Commodities insured in Ringgold County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.23Low end of the filed band
- 1.69Middle of the filed band
- 3.38High end of the filed band
- 2021Worst year filed (4.01)
- 10Years filed
- $6,068,453Premium filed
- $13,035,838Indemnity paid
- $46,510,550Liability insured
- 99,290Quantity planted
- 89,191Quantity lost
- 906Policies
- 904Policies with a loss
- 2.15Loss ratio, whole span
Causes that carried the indemnity in Ringgold County
- Excess Moisture/Precipitation/Rain $8,296,534 indemnity · 10 years
- Drought $3,458,585 indemnity · 9 years
- Decline in Price $703,972 indemnity · 8 years
- Cold Wet Weather $444,590 indemnity · 5 years
- Wildlife $94,161 indemnity · 5 years
- Wind/Excess Wind $16,673 indemnity · 1 years
Soybeans 10 years filed
- 0.57Low end of the filed band
- 1.49Middle of the filed band
- 2.56High end of the filed band
- 2015Worst year filed (3.15)
- 10Years filed
- $4,763,773Premium filed
- $9,181,308Indemnity paid
- $42,570,607Liability insured
- 105,689Quantity planted
- 100,376Quantity lost
- 842Policies
- 842Policies with a loss
- 1.93Loss ratio, whole span
Causes that carried the indemnity in Ringgold County
- Excess Moisture/Precipitation/Rain $4,458,862 indemnity · 10 years
- Drought $3,345,032 indemnity · 9 years
- Decline in Price $666,483 indemnity · 8 years
- Cold Wet Weather $347,920 indemnity · 8 years
- ARPI/SCO/STAX Crops Only $213,096 indemnity · 4 years
- Wildlife $65,112 indemnity · 6 years
Pasture,Rangeland,Forage 8 years filed
- 0.26Low end of the filed band
- 1.08Middle of the filed band
- 2.50High end of the filed band
- 2017Worst year filed (2.50)
- 8Years filed
- $256,236Premium filed
- $373,436Indemnity paid
- $1,780,480Liability insured
- 19,949Quantity planted
- 0Quantity lost
- 172Policies
- 172Policies with a loss
- 1.46Loss ratio, whole span
Causes that carried the indemnity in Ringgold County
- ARPI/SCO/STAX/MP Crops Only $373,436 indemnity · 8 years
Every county-crop the agency files in Iowa → Buy the Ringgold County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.