Crop-loss band · Iowa
Tama County, Iowa — crop-loss band
- 1.58Low end of the filed band
- 2.22Middle of the filed band
- 2.93High end of the filed band
- 2020Worst year filed (10.71)
- 10Years filed
Every year the Risk Management Agency has filed for Tama County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.58 at the low end to 2.93 at the high end, with 2.22 in the middle. The worst year filed is 2020, at 10.71. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $558,190 | $1,236,992 | $8,461,950 | 177 | 176 | 2.22 |
| 2016 | $148,201 | $398,128 | $2,656,647 | 67 | 67 | 2.69 |
| 2017 | $311,625 | $666,770 | $5,049,634 | 115 | 113 | 2.14 |
| 2018 | $834,604 | $2,119,731 | $14,361,961 | 236 | 236 | 2.54 |
| 2019 | $1,426,157 | $4,185,354 | $27,846,521 | 393 | 391 | 2.93 |
| 2020 | $4,129,521 | $44,237,394 | $101,961,947 | 1,068 | 1,068 | 10.71 |
| 2021 | $225,766 | $497,234 | $3,408,657 | 54 | 54 | 2.20 |
| 2022 | $389,386 | $613,826 | $5,386,778 | 77 | 77 | 1.58 |
| 2023 | $8,926,699 | $20,225,333 | $158,960,758 | 1,033 | 1,032 | 2.27 |
| 2024 | $2,625,720 | $4,327,776 | $37,742,534 | 396 | 395 | 1.65 |
Commodities insured in Tama County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.34Low end of the filed band
- 2.30Middle of the filed band
- 3.42High end of the filed band
- 2020Worst year filed (12.07)
- 10Years filed
- $12,423,439Premium filed
- $62,640,741Indemnity paid
- $248,318,081Liability insured
- 271,425Quantity planted
- 290,879Quantity lost
- 2,029Policies
- 2,025Policies with a loss
- 5.04Loss ratio, whole span
Causes that carried the indemnity in Tama County
- Wind/Excess Wind $40,054,034 indemnity · 6 years
- Drought $11,783,749 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $3,461,258 indemnity · 8 years
- Decline in Price $3,166,525 indemnity · 9 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $3,033,934 indemnity · 3 years
- Hail $610,867 indemnity · 2 years
Soybeans 10 years filed
- 1.72Low end of the filed band
- 2.17Middle of the filed band
- 3.10High end of the filed band
- 2016Worst year filed (3.42)
- 10Years filed
- $7,152,430Premium filed
- $15,867,797Indemnity paid
- $117,519,306Liability insured
- 189,070Quantity planted
- 196,478Quantity lost
- 1,587Policies
- 1,584Policies with a loss
- 2.22Loss ratio, whole span
Causes that carried the indemnity in Tama County
- Drought $6,085,746 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $4,575,119 indemnity · 9 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $1,779,266 indemnity · 3 years
- Decline in Price $1,515,554 indemnity · 9 years
- Wind/Excess Wind $780,064 indemnity · 3 years
- Hail $438,822 indemnity · 9 years
Every county-crop the agency files in Iowa → Buy the Tama County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.