Crop-loss band · Iowa
Wapello County, Iowa — crop-loss band
- 1.26Low end of the filed band
- 2.29Middle of the filed band
- 2.98High end of the filed band
- 2023Worst year filed (2.99)
- 10Years filed
Every year the Risk Management Agency has filed for Wapello County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.26 at the low end to 2.98 at the high end, with 2.29 in the middle. The worst year filed is 2023, at 2.99. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $871,838 | $2,599,941 | $8,321,911 | 317 | 316 | 2.98 |
| 2016 | $152,628 | $252,233 | $1,725,907 | 81 | 79 | 1.65 |
| 2017 | $1,623,454 | $3,801,913 | $17,527,042 | 377 | 376 | 2.34 |
| 2018 | $309,271 | $831,713 | $3,205,219 | 180 | 180 | 2.69 |
| 2019 | $1,345,991 | $3,084,469 | $12,675,864 | 301 | 297 | 2.29 |
| 2020 | $785,618 | $1,624,703 | $9,346,396 | 246 | 245 | 2.07 |
| 2021 | $710,337 | $1,469,997 | $7,424,572 | 216 | 216 | 2.07 |
| 2022 | $963,911 | $2,404,559 | $10,583,870 | 258 | 258 | 2.49 |
| 2023 | $607,282 | $1,818,636 | $6,287,475 | 259 | 259 | 2.99 |
| 2024 | $847,759 | $1,070,865 | $10,014,502 | 188 | 188 | 1.26 |
Commodities insured in Wapello County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.80Low end of the filed band
- 1.90Middle of the filed band
- 2.34High end of the filed band
- 2015Worst year filed (2.52)
- 10Years filed
- $5,262,367Premium filed
- $10,213,386Indemnity paid
- $52,549,749Liability insured
- 91,031Quantity planted
- 76,566Quantity lost
- 1,040Policies
- 1,037Policies with a loss
- 1.94Loss ratio, whole span
Causes that carried the indemnity in Wapello County
- Drought $4,763,568 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $4,475,299 indemnity · 10 years
- Cold Wet Weather $302,558 indemnity · 7 years
- Heat $230,972 indemnity · 3 years
- Decline in Price $221,649 indemnity · 9 years
- Flood $66,909 indemnity · 3 years
Soybeans 10 years filed
- 1.34Low end of the filed band
- 2.68Middle of the filed band
- 4.48High end of the filed band
- 2019Worst year filed (5.55)
- 10Years filed
- $2,376,466Premium filed
- $6,816,589Indemnity paid
- $31,277,633Liability insured
- 73,919Quantity planted
- 66,911Quantity lost
- 991Policies
- 990Policies with a loss
- 2.87Loss ratio, whole span
Causes that carried the indemnity in Wapello County
- Drought $3,618,227 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $2,424,831 indemnity · 10 years
- Cold Wet Weather $320,341 indemnity · 9 years
- Decline in Price $252,780 indemnity · 8 years
- Heat $93,513 indemnity · 5 years
- Wildlife $40,088 indemnity · 6 years
Forage Seeding 10 years filed
- 3.43Low end of the filed band
- 4.43Middle of the filed band
- 5.96High end of the filed band
- 2015Worst year filed (7.46)
- 10Years filed
- $288,499Premium filed
- $1,303,592Indemnity paid
- $1,444,895Liability insured
- 6,391Quantity planted
- 6,361Quantity lost
- 238Policies
- 233Policies with a loss
- 4.52Loss ratio, whole span
Causes that carried the indemnity in Wapello County
- Cold Winter $446,043 indemnity · 8 years
- Drought $345,692 indemnity · 8 years
- Cold Wet Weather $181,934 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $170,027 indemnity · 6 years
- Freeze $157,994 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $1,902 indemnity · 1 years
Pasture,Rangeland,Forage 7 years filed
- 0.70Low end of the filed band
- 1.87Middle of the filed band
- 2.87High end of the filed band
- 2024Worst year filed (2.87)
- 7Years filed
- $290,757Premium filed
- $625,462Indemnity paid
- $1,840,481Liability insured
- 8,533Quantity planted
- 0Quantity lost
- 154Policies
- 154Policies with a loss
- 2.15Loss ratio, whole span
Causes that carried the indemnity in Wapello County
- ARPI/SCO/STAX/MP Crops Only $625,462 indemnity · 7 years
Every county-crop the agency files in Iowa → Buy the Wapello County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.