Crop-loss band · Iowa
Winnebago County, Iowa — crop-loss band
- 0.56Low end of the filed band
- 1.76Middle of the filed band
- 3.06High end of the filed band
- 2016Worst year filed (3.28)
- 10Years filed
Every year the Risk Management Agency has filed for Winnebago County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.56 at the low end to 3.06 at the high end, with 1.76 in the middle. The worst year filed is 2016, at 3.28. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $100,984 | $208,621 | $1,728,545 | 56 | 56 | 2.07 |
| 2016 | $180,025 | $589,705 | $3,632,290 | 55 | 54 | 3.28 |
| 2017 | $338,396 | $582,582 | $5,974,132 | 72 | 72 | 1.72 |
| 2018 | $2,279,696 | $6,970,585 | $47,466,865 | 580 | 580 | 3.06 |
| 2019 | $850,522 | $1,500,082 | $15,936,321 | 178 | 175 | 1.76 |
| 2020 | $66,898 | $194,434 | $1,230,591 | 23 | 23 | 2.91 |
| 2021 | $675,548 | $376,301 | $9,297,060 | 93 | 93 | 0.56 |
| 2022 | $111,030 | $151,812 | $1,526,237 | 24 | 24 | 1.37 |
| 2023 | $2,279,735 | $2,097,600 | $34,394,576 | 280 | 280 | 0.92 |
| 2024 | $6,276,298 | $14,133,815 | $98,869,649 | 852 | 850 | 2.25 |
Commodities insured in Winnebago County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.87Low end of the filed band
- 2.16Middle of the filed band
- 3.20High end of the filed band
- 2018Worst year filed (3.56)
- 10Years filed
- $8,742,925Premium filed
- $18,293,499Indemnity paid
- $147,524,966Liability insured
- 184,810Quantity planted
- 169,995Quantity lost
- 1,161Policies
- 1,155Policies with a loss
- 2.09Loss ratio, whole span
Causes that carried the indemnity in Winnebago County
- Excess Moisture/Precipitation/Rain $11,389,159 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $1,728,120 indemnity · 2 years
- Decline in Price $1,671,551 indemnity · 8 years
- Drought $1,558,189 indemnity · 7 years
- Hail $1,167,097 indemnity · 5 years
- Cold Wet Weather $297,515 indemnity · 5 years
Soybeans 10 years filed
- 0.42Low end of the filed band
- 1.28Middle of the filed band
- 2.84High end of the filed band
- 2016Worst year filed (3.70)
- 10Years filed
- $4,416,207Premium filed
- $8,512,038Indemnity paid
- $72,531,300Liability insured
- 132,674Quantity planted
- 116,298Quantity lost
- 1,052Policies
- 1,052Policies with a loss
- 1.93Loss ratio, whole span
Causes that carried the indemnity in Winnebago County
- Excess Moisture/Precipitation/Rain $4,980,287 indemnity · 9 years
- Decline in Price $951,948 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $930,437 indemnity · 1 years
- Hail $777,988 indemnity · 6 years
- Drought $509,908 indemnity · 7 years
- Frost $152,686 indemnity · 2 years
Every county-crop the agency files in Iowa → Buy the Winnebago County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.