Crop-loss band · Iowa
Winneshiek County, Iowa — crop-loss band
- 0.95Low end of the filed band
- 2.03Middle of the filed band
- 2.82High end of the filed band
- 2019Worst year filed (4.62)
- 10Years filed
Every year the Risk Management Agency has filed for Winneshiek County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.95 at the low end to 2.82 at the high end, with 2.03 in the middle. The worst year filed is 2019, at 4.62. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $603,310 | $1,137,013 | $7,815,323 | 160 | 160 | 1.88 |
| 2016 | $211,983 | $597,962 | $2,674,883 | 67 | 67 | 2.82 |
| 2017 | $1,216,613 | $1,978,260 | $17,237,446 | 317 | 317 | 1.63 |
| 2018 | $1,162,025 | $1,980,057 | $17,881,594 | 363 | 363 | 1.70 |
| 2019 | $659,828 | $3,046,015 | $10,206,733 | 227 | 227 | 4.62 |
| 2020 | $1,376,038 | $3,143,415 | $23,592,941 | 350 | 347 | 2.28 |
| 2021 | $1,116,353 | $1,059,830 | $14,318,940 | 197 | 197 | 0.95 |
| 2022 | $458,143 | $929,472 | $5,255,769 | 84 | 84 | 2.03 |
| 2023 | $5,851,054 | $14,683,693 | $94,263,458 | 1,154 | 1,154 | 2.51 |
| 2024 | $2,234,144 | $4,762,106 | $31,735,063 | 639 | 639 | 2.13 |
Commodities insured in Winneshiek County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.62Low end of the filed band
- 2.13Middle of the filed band
- 3.01High end of the filed band
- 2019Worst year filed (5.02)
- 10Years filed
- $9,156,124Premium filed
- $22,901,771Indemnity paid
- $152,377,906Liability insured
- 189,402Quantity planted
- 185,052Quantity lost
- 2,048Policies
- 2,045Policies with a loss
- 2.50Loss ratio, whole span
Causes that carried the indemnity in Winneshiek County
- Drought $11,696,059 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $3,855,152 indemnity · 10 years
- Decline in Price $3,393,061 indemnity · 9 years
- Wind/Excess Wind $1,705,746 indemnity · 8 years
- Cold Wet Weather $950,142 indemnity · 9 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $612,380 indemnity · 3 years
Soybeans 10 years filed
- 0.54Low end of the filed band
- 1.88Middle of the filed band
- 2.49High end of the filed band
- 2019Worst year filed (3.16)
- 10Years filed
- $5,380,355Premium filed
- $9,708,010Indemnity paid
- $71,224,614Liability insured
- 129,660Quantity planted
- 121,272Quantity lost
- 1,487Policies
- 1,487Policies with a loss
- 1.80Loss ratio, whole span
Causes that carried the indemnity in Winneshiek County
- Drought $4,650,504 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,743,547 indemnity · 8 years
- Decline in Price $1,644,842 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $384,811 indemnity · 3 years
- Cold Wet Weather $381,817 indemnity · 10 years
- Frost $206,745 indemnity · 3 years
All Other Crops 8 years filed
- 0.20Low end of the filed band
- 2.02Middle of the filed band
- 8.50High end of the filed band
- 2015Worst year filed (8.50)
- 8Years filed
- $353,012Premium filed
- $708,042Indemnity paid
- $1,379,630Liability insured
- 1,525Quantity planted
- 1,268Quantity lost
- 23Policies
- 23Policies with a loss
- 2.01Loss ratio, whole span
Causes that carried the indemnity in Winneshiek County
- Drought $288,850 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $166,521 indemnity · 3 years
- Heat $123,268 indemnity · 2 years
- Cold Wet Weather $104,571 indemnity · 1 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $24,832 indemnity · 2 years
Every county-crop the agency files in Iowa → Buy the Winneshiek County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.