Crop-loss band · Iowa
Woodbury County, Iowa — crop-loss band
- 1.54Low end of the filed band
- 2.18Middle of the filed band
- 3.10High end of the filed band
- 2023Worst year filed (4.17)
- 10Years filed
Every year the Risk Management Agency has filed for Woodbury County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.54 at the low end to 3.10 at the high end, with 2.18 in the middle. The worst year filed is 2023, at 4.17. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,744,639 | $3,848,663 | $18,249,710 | 276 | 276 | 2.21 |
| 2016 | $1,498,862 | $3,263,150 | $18,565,051 | 344 | 342 | 2.18 |
| 2017 | $3,278,168 | $5,272,899 | $39,018,112 | 447 | 447 | 1.61 |
| 2018 | $899,541 | $1,855,999 | $11,372,667 | 214 | 214 | 2.06 |
| 2019 | $1,254,853 | $3,895,368 | $14,524,700 | 278 | 276 | 3.10 |
| 2020 | $1,265,007 | $2,799,548 | $17,968,541 | 226 | 226 | 2.21 |
| 2021 | $1,290,502 | $1,981,407 | $13,596,182 | 148 | 148 | 1.54 |
| 2022 | $7,163,575 | $16,563,036 | $80,862,611 | 589 | 589 | 2.31 |
| 2023 | $18,568,808 | $77,424,208 | $281,433,484 | 1,855 | 1,855 | 4.17 |
| 2024 | $5,199,005 | $10,507,692 | $60,503,056 | 635 | 635 | 2.02 |
Commodities insured in Woodbury County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.67Low end of the filed band
- 2.16Middle of the filed band
- 3.71High end of the filed band
- 2023Worst year filed (4.61)
- 10Years filed
- $28,964,401Premium filed
- $95,777,843Indemnity paid
- $375,522,457Liability insured
- 432,871Quantity planted
- 424,190Quantity lost
- 2,768Policies
- 2,767Policies with a loss
- 3.31Loss ratio, whole span
Causes that carried the indemnity in Woodbury County
- Drought $65,359,763 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $8,755,390 indemnity · 8 years
- Decline in Price $6,985,797 indemnity · 9 years
- Heat $4,778,877 indemnity · 7 years
- Flood $3,739,294 indemnity · 5 years
- Hail $2,340,144 indemnity · 6 years
Soybeans 10 years filed
- 1.17Low end of the filed band
- 2.01Middle of the filed band
- 2.58High end of the filed band
- 2023Worst year filed (3.14)
- 10Years filed
- $13,198,558Premium filed
- $31,634,127Indemnity paid
- $180,571,657Liability insured
- 306,918Quantity planted
- 298,740Quantity lost
- 2,244Policies
- 2,241Policies with a loss
- 2.40Loss ratio, whole span
Causes that carried the indemnity in Woodbury County
- Drought $19,715,191 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $4,335,136 indemnity · 9 years
- Decline in Price $2,019,291 indemnity · 9 years
- Heat $1,639,325 indemnity · 6 years
- Hail $1,382,925 indemnity · 9 years
- Flood $1,328,475 indemnity · 3 years
Every county-crop the agency files in Iowa → Buy the Woodbury County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.