Crop-loss band · Iowa
Worth County, Iowa — crop-loss band
- 0.93Low end of the filed band
- 1.67Middle of the filed band
- 2.97High end of the filed band
- 2022Worst year filed (3.99)
- 10Years filed
Every year the Risk Management Agency has filed for Worth County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.93 at the low end to 2.97 at the high end, with 1.67 in the middle. The worst year filed is 2022, at 3.99. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $45,163 | $87,572 | $762,009 | 16 | 16 | 1.94 |
| 2016 | $442,692 | $686,796 | $9,157,594 | 99 | 99 | 1.55 |
| 2017 | $205,528 | $253,494 | $3,474,546 | 82 | 82 | 1.23 |
| 2018 | $1,477,183 | $2,460,905 | $26,856,798 | 402 | 402 | 1.67 |
| 2019 | $730,849 | $2,173,163 | $12,164,260 | 262 | 261 | 2.97 |
| 2020 | $197,235 | $411,346 | $2,987,637 | 57 | 57 | 2.09 |
| 2021 | $886,923 | $822,096 | $11,987,366 | 145 | 145 | 0.93 |
| 2022 | $39,610 | $157,862 | $484,585 | 11 | 11 | 3.99 |
| 2023 | $6,165,256 | $13,721,553 | $84,708,460 | 737 | 737 | 2.23 |
| 2024 | $4,761,276 | $7,522,518 | $60,688,199 | 647 | 647 | 1.58 |
Commodities insured in Worth County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.66Low end of the filed band
- 1.63Middle of the filed band
- 3.18High end of the filed band
- 2019Worst year filed (3.66)
- 10Years filed
- $9,625,609Premium filed
- $19,262,836Indemnity paid
- $134,843,756Liability insured
- 159,864Quantity planted
- 149,616Quantity lost
- 1,221Policies
- 1,220Policies with a loss
- 2.00Loss ratio, whole span
Causes that carried the indemnity in Worth County
- Drought $7,446,665 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $4,917,822 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $3,746,816 indemnity · 3 years
- Decline in Price $2,697,510 indemnity · 6 years
- Heat $109,009 indemnity · 3 years
- Cold Wet Weather $84,170 indemnity · 8 years
Soybeans 10 years filed
- 0.61Low end of the filed band
- 1.80Middle of the filed band
- 2.11High end of the filed band
- 2022Worst year filed (4.02)
- 10Years filed
- $5,326,106Premium filed
- $9,034,469Indemnity paid
- $78,427,698Liability insured
- 141,905Quantity planted
- 127,435Quantity lost
- 1,237Policies
- 1,237Policies with a loss
- 1.70Loss ratio, whole span
Causes that carried the indemnity in Worth County
- Excess Moisture/Precipitation/Rain $3,426,228 indemnity · 10 years
- Drought $2,938,938 indemnity · 8 years
- Decline in Price $1,043,919 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $1,019,879 indemnity · 2 years
- Hail $198,511 indemnity · 6 years
- Frost $167,470 indemnity · 1 years
Every county-crop the agency files in Iowa → Buy the Worth County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.