Crop-loss band · Idaho
Benewah County, Idaho — crop-loss band
- 2.00Low end of the filed band
- 2.65Middle of the filed band
- 3.91High end of the filed band
- 2021Worst year filed (5.25)
- 10Years filed
Every year the Risk Management Agency has filed for Benewah County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.00 at the low end to 3.91 at the high end, with 2.65 in the middle. The worst year filed is 2021, at 5.25. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $831,434 | $3,248,074 | $11,970,355 | 203 | 203 | 3.91 |
| 2016 | $235,814 | $624,112 | $3,794,733 | 39 | 39 | 2.65 |
| 2017 | $531,318 | $2,024,168 | $4,611,106 | 207 | 207 | 3.81 |
| 2018 | $204,935 | $527,214 | $1,791,172 | 70 | 70 | 2.57 |
| 2019 | $185,090 | $537,556 | $1,508,232 | 64 | 62 | 2.90 |
| 2020 | $58,375 | $163,526 | $350,784 | 24 | 24 | 2.80 |
| 2021 | $792,568 | $4,160,129 | $7,941,610 | 112 | 112 | 5.25 |
| 2022 | $420,596 | $1,033,048 | $2,882,019 | 63 | 63 | 2.46 |
| 2023 | $1,102,732 | $2,450,219 | $8,078,122 | 90 | 90 | 2.22 |
| 2024 | $712,323 | $1,421,392 | $6,776,581 | 82 | 82 | 2.00 |
Commodities insured in Benewah County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.71Low end of the filed band
- 2.53Middle of the filed band
- 4.20High end of the filed band
- 2021Worst year filed (6.16)
- 10Years filed
- $3,615,186Premium filed
- $11,695,204Indemnity paid
- $35,207,985Liability insured
- 97,800Quantity planted
- 102,260Quantity lost
- 639Policies
- 637Policies with a loss
- 3.24Loss ratio, whole span
Causes that carried the indemnity in Benewah County
- Drought $7,054,620 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $1,599,906 indemnity · 7 years
- Heat $1,169,103 indemnity · 7 years
- Decline in Price $970,246 indemnity · 8 years
- Cold Wet Weather $406,988 indemnity · 8 years
- Cold Winter $156,953 indemnity · 6 years
Dry Peas 10 years filed
- 1.53Low end of the filed band
- 2.63Middle of the filed band
- 3.52High end of the filed band
- 2015Worst year filed (3.64)
- 10Years filed
- $1,179,806Premium filed
- $3,597,225Indemnity paid
- $9,301,706Liability insured
- 36,163Quantity planted
- 36,214Quantity lost
- 292Policies
- 292Policies with a loss
- 3.05Loss ratio, whole span
Causes that carried the indemnity in Benewah County
- Drought $1,900,218 indemnity · 9 years
- Heat $711,036 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $627,461 indemnity · 7 years
- Cold Wet Weather $149,839 indemnity · 3 years
- Wind/Excess Wind $149,255 indemnity · 6 years
- Decline in Price $42,023 indemnity · 5 years
All Other Crops 7 years filed
- 0.06Low end of the filed band
- 2.64Middle of the filed band
- 8.11High end of the filed band
- 2023Worst year filed (8.11)
- 7Years filed
- $280,193Premium filed
- $897,009Indemnity paid
- $5,195,023Liability insured
- 2,263Quantity planted
- 1,415Quantity lost
- 23Policies
- 23Policies with a loss
- 3.20Loss ratio, whole span
Causes that carried the indemnity in Benewah County
- Drought $410,581 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $313,823 indemnity · 1 years
- Decline in Price $138,443 indemnity · 2 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $23,246 indemnity · 4 years
- Heat $9,101 indemnity · 1 years
- Freeze $1,815 indemnity · 1 years
Every county-crop the agency files in Idaho → Buy the Benewah County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.