Crop-loss band · Idaho
Caribou County, Idaho — crop-loss band
- 0.84Low end of the filed band
- 1.58Middle of the filed band
- 2.57High end of the filed band
- 2021Worst year filed (3.04)
- 10Years filed
Every year the Risk Management Agency has filed for Caribou County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.84 at the low end to 2.57 at the high end, with 1.58 in the middle. The worst year filed is 2021, at 3.04. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $280,994 | $626,317 | $2,235,286 | 36 | 34 | 2.23 |
| 2016 | $827,021 | $1,166,005 | $4,737,787 | 82 | 82 | 1.41 |
| 2017 | $1,115,999 | $933,809 | $9,282,766 | 67 | 67 | 0.84 |
| 2018 | $1,635,251 | $2,578,053 | $10,562,540 | 87 | 87 | 1.58 |
| 2019 | $1,020,391 | $1,501,732 | $7,872,574 | 92 | 92 | 1.47 |
| 2020 | $538,500 | $855,666 | $3,408,107 | 67 | 67 | 1.59 |
| 2021 | $2,272,787 | $6,913,698 | $16,328,890 | 197 | 197 | 3.04 |
| 2022 | $2,089,175 | $2,812,005 | $12,027,162 | 115 | 115 | 1.35 |
| 2023 | $2,995,888 | $7,706,875 | $26,257,768 | 126 | 126 | 2.57 |
| 2024 | $3,623,586 | $8,815,097 | $27,865,109 | 198 | 198 | 2.43 |
Commodities insured in Caribou County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.02Low end of the filed band
- 1.57Middle of the filed band
- 2.99High end of the filed band
- 2021Worst year filed (4.08)
- 10Years filed
- $6,611,088Premium filed
- $16,090,681Indemnity paid
- $38,833,204Liability insured
- 137,369Quantity planted
- 137,639Quantity lost
- 518Policies
- 516Policies with a loss
- 2.43Loss ratio, whole span
Causes that carried the indemnity in Caribou County
- Cold Wet Weather $5,230,043 indemnity · 7 years
- Cold Winter $3,334,339 indemnity · 10 years
- Heat $2,008,765 indemnity · 9 years
- Drought $1,488,873 indemnity · 7 years
- Hail $1,323,186 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $1,137,141 indemnity · 7 years
Barley 10 years filed
- 0.60Low end of the filed band
- 1.64Middle of the filed band
- 2.84High end of the filed band
- 2015Worst year filed (4.17)
- 10Years filed
- $6,667,192Premium filed
- $14,209,117Indemnity paid
- $40,133,588Liability insured
- 152,681Quantity planted
- 152,719Quantity lost
- 294Policies
- 294Policies with a loss
- 2.13Loss ratio, whole span
Causes that carried the indemnity in Caribou County
- Drought $3,691,247 indemnity · 7 years
- Hail $3,415,154 indemnity · 9 years
- Heat $2,488,293 indemnity · 8 years
- Frost $1,327,915 indemnity · 4 years
- Cold Wet Weather $1,124,765 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $1,045,621 indemnity · 7 years
Pasture,Rangeland,Forage 6 years filed
- 1.18Low end of the filed band
- 1.58Middle of the filed band
- 2.44High end of the filed band
- 2021Worst year filed (2.44)
- 6Years filed
- $1,496,819Premium filed
- $2,687,827Indemnity paid
- $8,091,727Liability insured
- 342,386Quantity planted
- 0Quantity lost
- 210Policies
- 210Policies with a loss
- 1.80Loss ratio, whole span
Causes that carried the indemnity in Caribou County
- ARPI/SCO/STAX/MP Crops Only $2,687,827 indemnity · 6 years
Mustard 8 years filed
- 1.32Low end of the filed band
- 1.96Middle of the filed band
- 3.61High end of the filed band
- 2022Worst year filed (3.61)
- 8Years filed
- $252,036Premium filed
- $527,349Indemnity paid
- $1,199,669Liability insured
- 78,050Quantity planted
- 6,380Quantity lost
- 31Policies
- 31Policies with a loss
- 2.09Loss ratio, whole span
Causes that carried the indemnity in Caribou County
- Hail $191,457 indemnity · 5 years
- Heat $91,791 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $72,364 indemnity · 2 years
- Drought $61,500 indemnity · 3 years
- Frost $47,282 indemnity · 1 years
- Cold Wet Weather $40,726 indemnity · 2 years
Whole Farm Revenue Protection 7 years filed
- 0.00Low end of the filed band
- 0.15Middle of the filed band
- 0.97High end of the filed band
- 2016Worst year filed (0.97)
- 7Years filed
- $1,372,457Premium filed
- $394,283Indemnity paid
- $32,319,801Liability insured
- 0Quantity planted
- 0Quantity lost
- 14Policies
- 14Policies with a loss
- 0.29Loss ratio, whole span
Causes that carried the indemnity in Caribou County
- Cold Wet Weather $163,445 indemnity · 2 years
- Decline in Price $86,611 indemnity · 2 years
- Cold Winter $83,217 indemnity · 3 years
- Frost $53,856 indemnity · 2 years
- Drought $7,154 indemnity · 1 years
Every county-crop the agency files in Idaho → Buy the Caribou County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.