Crop-loss band · Idaho
Clearwater County, Idaho — crop-loss band
- 0.89Low end of the filed band
- 2.74Middle of the filed band
- 3.88High end of the filed band
- 2017Worst year filed (4.07)
- 10Years filed
Every year the Risk Management Agency has filed for Clearwater County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.89 at the low end to 3.88 at the high end, with 2.74 in the middle. The worst year filed is 2017, at 4.07. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $224,635 | $661,138 | $2,050,581 | 74 | 74 | 2.94 |
| 2016 | $42,943 | $142,742 | $310,337 | 26 | 26 | 3.32 |
| 2017 | $313,142 | $1,274,350 | $2,551,239 | 123 | 123 | 4.07 |
| 2018 | $90,184 | $211,971 | $810,862 | 25 | 25 | 2.35 |
| 2019 | $223,935 | $780,266 | $1,622,528 | 38 | 38 | 3.48 |
| 2020 | $41,582 | $107,904 | $174,766 | 16 | 16 | 2.60 |
| 2021 | $886,154 | $3,435,166 | $5,313,055 | 127 | 126 | 3.88 |
| 2022 | $1,047,615 | $2,874,322 | $4,533,476 | 88 | 88 | 2.74 |
| 2023 | $838,766 | $2,025,207 | $5,219,752 | 115 | 115 | 2.41 |
| 2024 | $1,179,474 | $1,052,700 | $5,905,227 | 125 | 125 | 0.89 |
Commodities insured in Clearwater County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 0.89Low end of the filed band
- 2.98Middle of the filed band
- 4.33High end of the filed band
- 2021Worst year filed (7.79)
- 10Years filed
- $2,139,950Premium filed
- $7,976,662Indemnity paid
- $15,590,134Liability insured
- 55,423Quantity planted
- 60,050Quantity lost
- 354Policies
- 354Policies with a loss
- 3.73Loss ratio, whole span
Causes that carried the indemnity in Clearwater County
- Drought $3,252,948 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,912,146 indemnity · 8 years
- Heat $977,534 indemnity · 7 years
- Cold Wet Weather $816,925 indemnity · 4 years
- Decline in Price $429,209 indemnity · 7 years
- Cold Winter $305,656 indemnity · 4 years
Pasture,Rangeland,Forage 5 years filed
- 0.74Low end of the filed band
- 1.78Middle of the filed band
- 2.39High end of the filed band
- 2022Worst year filed (2.39)
- 5Years filed
- $2,367,747Premium filed
- $3,456,954Indemnity paid
- $10,849,274Liability insured
- 260,196Quantity planted
- 0Quantity lost
- 242Policies
- 242Policies with a loss
- 1.46Loss ratio, whole span
Causes that carried the indemnity in Clearwater County
- ARPI/SCO/STAX/MP/HIP WI Crops Only $3,456,954 indemnity · 5 years
Dry Peas 10 years filed
- 2.25Low end of the filed band
- 3.04Middle of the filed band
- 5.11High end of the filed band
- 2020Worst year filed (5.46)
- 10Years filed
- $380,733Premium filed
- $1,132,150Indemnity paid
- $2,052,416Liability insured
- 11,057Quantity planted
- 11,172Quantity lost
- 161Policies
- 160Policies with a loss
- 2.97Loss ratio, whole span
Causes that carried the indemnity in Clearwater County
- Excess Moisture/Precipitation/Rain $437,117 indemnity · 7 years
- Drought $426,027 indemnity · 6 years
- Heat $225,618 indemnity · 7 years
- Decline in Price $17,490 indemnity · 4 years
- Wildlife $12,786 indemnity · 1 years
- Plant Disease $5,124 indemnity · 1 years
Every county-crop the agency files in Idaho → Buy the Clearwater County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.