Crop-loss band · Idaho
Kootenai County, Idaho — crop-loss band
- 1.80Low end of the filed band
- 2.38Middle of the filed band
- 3.97High end of the filed band
- 2021Worst year filed (6.79)
- 10Years filed
Every year the Risk Management Agency has filed for Kootenai County is in the series below, from 2015 to 2022. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.80 at the low end to 3.97 at the high end, with 2.38 in the middle. The worst year filed is 2021, at 6.79. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $183,135 | $695,764 | $2,720,570 | 72 | 72 | 3.80 |
| 2016 | $225,463 | $517,071 | $4,212,642 | 42 | 42 | 2.29 |
| 2017 | $136,656 | $542,503 | $1,268,811 | 80 | 80 | 3.97 |
| 2018 | $50,213 | $127,136 | $494,805 | 25 | 25 | 2.53 |
| 2019 | $110,357 | $248,349 | $1,142,592 | 37 | 37 | 2.25 |
| 2020 | $70,015 | $201,032 | $382,883 | 20 | 20 | 2.87 |
| 2021 | $389,319 | $2,644,654 | $4,001,216 | 56 | 56 | 6.79 |
| 2022 | $242,274 | $530,235 | $1,363,491 | 37 | 37 | 2.19 |
| 2023 | $652,446 | $1,172,466 | $3,812,398 | 51 | 51 | 1.80 |
| 2024 | $537,803 | $1,280,443 | $3,985,776 | 92 | 92 | 2.38 |
Commodities insured in Kootenai County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.64Low end of the filed band
- 2.74Middle of the filed band
- 4.51High end of the filed band
- 2021Worst year filed (8.73)
- 10Years filed
- $1,559,481Premium filed
- $5,410,104Indemnity paid
- $13,894,716Liability insured
- 41,146Quantity planted
- 42,387Quantity lost
- 345Policies
- 345Policies with a loss
- 3.47Loss ratio, whole span
Causes that carried the indemnity in Kootenai County
- Drought $3,042,555 indemnity · 9 years
- Heat $960,942 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $577,401 indemnity · 7 years
- Decline in Price $325,315 indemnity · 6 years
- Freeze $184,996 indemnity · 4 years
- Cold Wet Weather $134,498 indemnity · 5 years
Dry Peas 10 years filed
- 1.79Low end of the filed band
- 2.64Middle of the filed band
- 6.03High end of the filed band
- 2024Worst year filed (6.10)
- 10Years filed
- $285,235Premium filed
- $1,075,003Indemnity paid
- $2,411,556Liability insured
- 9,207Quantity planted
- 9,223Quantity lost
- 90Policies
- 90Policies with a loss
- 3.77Loss ratio, whole span
Causes that carried the indemnity in Kootenai County
- Drought $428,083 indemnity · 7 years
- Heat $288,819 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $134,405 indemnity · 3 years
- Freeze $72,437 indemnity · 1 years
- Cold Wet Weather $60,505 indemnity · 1 years
- Decline in Price $49,104 indemnity · 4 years
Pasture,Rangeland,Forage 5 years filed
- 1.25Low end of the filed band
- 1.53Middle of the filed band
- 3.85High end of the filed band
- 2021Worst year filed (3.85)
- 5Years filed
- $460,972Premium filed
- $750,414Indemnity paid
- $2,135,208Liability insured
- 11,909Quantity planted
- 0Quantity lost
- 54Policies
- 54Policies with a loss
- 1.63Loss ratio, whole span
Causes that carried the indemnity in Kootenai County
- ARPI/SCO/STAX/MP/HIP WI Crops Only $750,414 indemnity · 5 years
All Other Crops 6 years filed
- 0.48Low end of the filed band
- 2.31Middle of the filed band
- 3.09High end of the filed band
- 2021Worst year filed (3.09)
- 6Years filed
- $291,993Premium filed
- $724,132Indemnity paid
- $4,943,704Liability insured
- 2,470Quantity planted
- 0Quantity lost
- 23Policies
- 23Policies with a loss
- 2.48Loss ratio, whole span
Causes that carried the indemnity in Kootenai County
- Decline in Price $211,570 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $167,618 indemnity · 1 years
- Drought $128,286 indemnity · 2 years
- Heat $126,149 indemnity · 1 years
- ARPI/SCO/STAX/MP Crops Only $90,509 indemnity · 5 years
Every county-crop the agency files in Idaho → Buy the Kootenai County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.