Crop-loss band · Idaho
Latah County, Idaho — crop-loss band
- 1.83Low end of the filed band
- 2.27Middle of the filed band
- 3.43High end of the filed band
- 2021Worst year filed (4.87)
- 10Years filed
Every year the Risk Management Agency has filed for Latah County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.83 at the low end to 3.43 at the high end, with 2.27 in the middle. The worst year filed is 2021, at 4.87. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,033,207 | $5,678,173 | $27,111,786 | 799 | 796 | 2.79 |
| 2016 | $327,607 | $648,601 | $3,611,890 | 127 | 127 | 1.98 |
| 2017 | $1,844,974 | $6,331,064 | $19,725,136 | 788 | 788 | 3.43 |
| 2018 | $615,636 | $1,270,667 | $5,179,077 | 193 | 193 | 2.06 |
| 2019 | $863,870 | $1,964,008 | $9,032,567 | 233 | 229 | 2.27 |
| 2020 | $818,685 | $1,930,857 | $3,580,772 | 95 | 95 | 2.36 |
| 2021 | $4,631,615 | $22,537,290 | $49,631,727 | 719 | 719 | 4.87 |
| 2022 | $2,077,952 | $5,967,121 | $12,899,486 | 379 | 378 | 2.87 |
| 2023 | $7,819,831 | $14,333,478 | $59,718,161 | 649 | 649 | 1.83 |
| 2024 | $5,828,632 | $11,290,984 | $53,989,595 | 650 | 650 | 1.94 |
Commodities insured in Latah County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.69Low end of the filed band
- 2.66Middle of the filed band
- 3.78High end of the filed band
- 2021Worst year filed (6.90)
- 10Years filed
- $15,125,684Premium filed
- $43,516,627Indemnity paid
- $164,792,043Liability insured
- 368,278Quantity planted
- 370,839Quantity lost
- 2,123Policies
- 2,119Policies with a loss
- 2.88Loss ratio, whole span
Causes that carried the indemnity in Latah County
- Drought $27,248,782 indemnity · 9 years
- Decline in Price $5,554,562 indemnity · 9 years
- Heat $4,614,480 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $4,046,228 indemnity · 9 years
- Cold Wet Weather $501,572 indemnity · 8 years
- Freeze $411,315 indemnity · 7 years
Dry Peas 10 years filed
- 1.08Low end of the filed band
- 2.76Middle of the filed band
- 4.24High end of the filed band
- 2021Worst year filed (4.50)
- 10Years filed
- $5,421,454Premium filed
- $16,934,614Indemnity paid
- $48,558,970Liability insured
- 174,965Quantity planted
- 174,843Quantity lost
- 1,442Policies
- 1,439Policies with a loss
- 3.12Loss ratio, whole span
Causes that carried the indemnity in Latah County
- Drought $8,341,814 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $4,552,253 indemnity · 8 years
- Heat $2,287,126 indemnity · 9 years
- Decline in Price $633,630 indemnity · 9 years
- Cold Wet Weather $359,001 indemnity · 5 years
- Hail $250,984 indemnity · 3 years
Pasture,Rangeland,Forage 5 years filed
- 0.91Low end of the filed band
- 1.55Middle of the filed band
- 2.41High end of the filed band
- 2020Worst year filed (2.41)
- 5Years filed
- $4,956,240Premium filed
- $7,305,561Indemnity paid
- $20,524,557Liability insured
- 125,337Quantity planted
- 0Quantity lost
- 551Policies
- 551Policies with a loss
- 1.47Loss ratio, whole span
Causes that carried the indemnity in Latah County
- ARPI/SCO/STAX/MP/HIP WI Crops Only $7,305,561 indemnity · 5 years
Barley 10 years filed
- 1.72Low end of the filed band
- 2.90Middle of the filed band
- 5.24High end of the filed band
- 2021Worst year filed (5.87)
- 10Years filed
- $618,623Premium filed
- $2,483,830Indemnity paid
- $6,024,721Liability insured
- 28,241Quantity planted
- 28,655Quantity lost
- 317Policies
- 317Policies with a loss
- 4.02Loss ratio, whole span
Causes that carried the indemnity in Latah County
- Drought $1,069,928 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $937,101 indemnity · 7 years
- Heat $306,712 indemnity · 5 years
- Cold Wet Weather $103,421 indemnity · 3 years
- Decline in Price $30,768 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $21,440 indemnity · 2 years
Canola 10 years filed
- 0.75Low end of the filed band
- 1.88Middle of the filed band
- 3.67High end of the filed band
- 2019Worst year filed (5.77)
- 10Years filed
- $740,007Premium filed
- $1,711,611Indemnity paid
- $4,579,906Liability insured
- 20,052Quantity planted
- 20,462Quantity lost
- 199Policies
- 198Policies with a loss
- 2.31Loss ratio, whole span
Causes that carried the indemnity in Latah County
- Drought $730,459 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $508,860 indemnity · 5 years
- Heat $174,553 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $149,193 indemnity · 3 years
- Cold Wet Weather $65,924 indemnity · 3 years
- Frost $31,190 indemnity · 2 years
Every county-crop the agency files in Idaho → Buy the Latah County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.