Crop-loss band · Idaho
Lincoln County, Idaho — crop-loss band
- 1.31Low end of the filed band
- 3.97Middle of the filed band
- 6.27High end of the filed band
- 2015Worst year filed (10.67)
- 10Years filed
Every year the Risk Management Agency has filed for Lincoln County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.31 at the low end to 6.27 at the high end, with 3.97 in the middle. The worst year filed is 2015, at 10.67. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $106,184 | $1,132,896 | $1,525,064 | 30 | 30 | 10.67 |
| 2016 | $55,739 | $349,719 | $803,417 | 8 | 8 | 6.27 |
| 2017 | $100,219 | $603,647 | $1,814,593 | 24 | 24 | 6.02 |
| 2018 | $104,526 | $136,843 | $739,601 | 10 | 10 | 1.31 |
| 2019 | $100,314 | $254,545 | $1,082,806 | 19 | 19 | 2.54 |
| 2020 | $250,010 | $774,404 | $2,008,450 | 40 | 40 | 3.10 |
| 2021 | $522,071 | $2,601,827 | $3,792,363 | 57 | 57 | 4.98 |
| 2022 | $857,927 | $3,714,250 | $5,300,589 | 74 | 74 | 4.33 |
| 2023 | $473,828 | $1,882,290 | $5,027,381 | 49 | 49 | 3.97 |
| 2024 | $782,288 | $2,081,524 | $5,401,106 | 84 | 84 | 2.66 |
Commodities insured in Lincoln County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.18Low end of the filed band
- 4.89Middle of the filed band
- 6.73High end of the filed band
- 2015Worst year filed (13.36)
- 10Years filed
- $1,212,347Premium filed
- $6,579,700Indemnity paid
- $10,434,392Liability insured
- 10,986Quantity planted
- 10,991Quantity lost
- 63Policies
- 63Policies with a loss
- 5.43Loss ratio, whole span
Causes that carried the indemnity in Lincoln County
- Failure of Irrigation Supply $4,187,652 indemnity · 4 years
- Insects $1,161,515 indemnity · 5 years
- Failure of Irrigation Equipment $538,975 indemnity · 4 years
- Frost $219,211 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $164,955 indemnity · 1 years
- Wind/Excess Wind $145,019 indemnity · 2 years
Wheat 10 years filed
- 1.63Low end of the filed band
- 7.14Middle of the filed band
- 9.58High end of the filed band
- 2022Worst year filed (11.30)
- 10Years filed
- $443,982Premium filed
- $3,222,940Indemnity paid
- $9,079,130Liability insured
- 15,200Quantity planted
- 14,182Quantity lost
- 95Policies
- 95Policies with a loss
- 7.26Loss ratio, whole span
Causes that carried the indemnity in Lincoln County
- Cold Winter $1,058,676 indemnity · 5 years
- Cold Wet Weather $384,729 indemnity · 5 years
- Frost $380,316 indemnity · 5 years
- Heat $340,451 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $281,856 indemnity · 3 years
- Freeze $250,827 indemnity · 3 years
Pasture,Rangeland,Forage 7 years filed
- 0.69Low end of the filed band
- 1.57Middle of the filed band
- 2.25High end of the filed band
- 2019Worst year filed (2.25)
- 7Years filed
- $1,299,586Premium filed
- $2,120,858Indemnity paid
- $4,570,432Liability insured
- 249,465Quantity planted
- 0Quantity lost
- 192Policies
- 192Policies with a loss
- 1.63Loss ratio, whole span
Causes that carried the indemnity in Lincoln County
- ARPI/SCO/STAX/MP Crops Only $2,120,858 indemnity · 7 years
Barley 8 years filed
- 0.37Low end of the filed band
- 2.28Middle of the filed band
- 8.51High end of the filed band
- 2021Worst year filed (8.51)
- 8Years filed
- $397,191Premium filed
- $1,608,447Indemnity paid
- $3,411,416Liability insured
- 6,604Quantity planted
- 6,564Quantity lost
- 45Policies
- 45Policies with a loss
- 4.05Loss ratio, whole span
Causes that carried the indemnity in Lincoln County
- Heat $386,683 indemnity · 4 years
- Failure of Irrigation Supply $384,988 indemnity · 3 years
- Cold Wet Weather $253,361 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $181,490 indemnity · 3 years
- Frost $163,366 indemnity · 2 years
- Cold Winter $87,233 indemnity · 2 years
Every county-crop the agency files in Idaho → Buy the Lincoln County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.