Crop-loss band · Illinois
Christian County, Illinois — crop-loss band
- 0.42Low end of the filed band
- 0.99Middle of the filed band
- 1.44High end of the filed band
- 2015Worst year filed (1.69)
- 10Years filed
Every year the Risk Management Agency has filed for Christian County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.42 at the low end to 1.44 at the high end, with 0.99 in the middle. The worst year filed is 2015, at 1.69. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $882,008 | $1,487,783 | $13,714,408 | 173 | 172 | 1.69 |
| 2016 | $216,304 | $176,087 | $4,479,505 | 89 | 88 | 0.81 |
| 2017 | $2,398,708 | $1,073,859 | $40,123,610 | 595 | 580 | 0.45 |
| 2018 | $198,894 | $197,414 | $4,637,223 | 94 | 94 | 0.99 |
| 2019 | $1,589,628 | $2,295,014 | $32,587,274 | 503 | 496 | 1.44 |
| 2020 | $2,213,494 | $940,196 | $46,170,651 | 423 | 421 | 0.42 |
| 2021 | $999,173 | $736,630 | $18,436,314 | 225 | 225 | 0.74 |
| 2022 | $504,602 | $640,742 | $14,414,827 | 139 | 139 | 1.27 |
| 2023 | $5,330,311 | $5,601,304 | $83,133,980 | 550 | 549 | 1.05 |
| 2024 | $2,167,061 | $2,712,211 | $44,358,508 | 424 | 424 | 1.25 |
Commodities insured in Christian County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.40Low end of the filed band
- 0.86Middle of the filed band
- 1.60High end of the filed band
- 2022Worst year filed (1.77)
- 10Years filed
- $13,392,167Premium filed
- $11,160,261Indemnity paid
- $200,890,836Liability insured
- 222,245Quantity planted
- 149,700Quantity lost
- 1,818Policies
- 1,803Policies with a loss
- 0.83Loss ratio, whole span
Causes that carried the indemnity in Christian County
- Excess Moisture/Precipitation/Rain $4,519,831 indemnity · 10 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $3,035,411 indemnity · 3 years
- Decline in Price $2,208,412 indemnity · 8 years
- Drought $1,022,747 indemnity · 7 years
- Cold Wet Weather $129,379 indemnity · 6 years
- Other (Snow, Lightning, Etc.) $124,633 indemnity · 6 years
Soybeans 10 years filed
- 0.60Low end of the filed band
- 0.98Middle of the filed band
- 2.28High end of the filed band
- 2015Worst year filed (2.88)
- 10Years filed
- $3,108,016Premium filed
- $4,700,979Indemnity paid
- $101,165,464Liability insured
- 160,998Quantity planted
- 83,525Quantity lost
- 1,397Policies
- 1,385Policies with a loss
- 1.51Loss ratio, whole span
Causes that carried the indemnity in Christian County
- Excess Moisture/Precipitation/Rain $2,263,655 indemnity · 10 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $1,293,574 indemnity · 2 years
- Decline in Price $570,256 indemnity · 6 years
- Drought $177,660 indemnity · 7 years
- Hail $100,897 indemnity · 3 years
- Cold Wet Weather $97,055 indemnity · 9 years
Every county-crop the agency files in Illinois → Buy the Christian County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.