Crop-loss band · Illinois
Iroquois County, Illinois — crop-loss band
- 0.47Low end of the filed band
- 1.08Middle of the filed band
- 3.25High end of the filed band
- 2015Worst year filed (4.35)
- 10Years filed
Every year the Risk Management Agency has filed for Iroquois County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.47 at the low end to 3.25 at the high end, with 1.08 in the middle. The worst year filed is 2015, at 4.35. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $12,878,221 | $56,044,998 | $199,678,188 | 3,115 | 3,103 | 4.35 |
| 2016 | $1,350,708 | $920,464 | $21,663,240 | 411 | 400 | 0.68 |
| 2017 | $7,297,669 | $5,140,089 | $121,752,841 | 1,862 | 1,857 | 0.70 |
| 2018 | $2,564,799 | $5,403,894 | $52,989,534 | 1,097 | 1,094 | 2.11 |
| 2019 | $9,364,311 | $30,398,657 | $155,167,732 | 2,549 | 2,543 | 3.25 |
| 2020 | $7,067,213 | $3,287,909 | $116,174,043 | 1,465 | 1,459 | 0.47 |
| 2021 | $2,866,561 | $3,090,150 | $39,432,818 | 614 | 613 | 1.08 |
| 2022 | $836,960 | $901,855 | $14,314,265 | 172 | 172 | 1.08 |
| 2023 | $2,537,254 | $3,386,556 | $40,291,211 | 512 | 512 | 1.33 |
| 2024 | $5,515,885 | $4,010,280 | $89,775,664 | 1,010 | 1,010 | 0.73 |
Commodities insured in Iroquois County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.26Low end of the filed band
- 0.71Middle of the filed band
- 3.00High end of the filed band
- 2015Worst year filed (4.47)
- 10Years filed
- $39,725,751Premium filed
- $84,464,474Indemnity paid
- $560,629,635Liability insured
- 869,829Quantity planted
- 669,877Quantity lost
- 7,000Policies
- 6,977Policies with a loss
- 2.13Loss ratio, whole span
Causes that carried the indemnity in Iroquois County
- Excess Moisture/Precipitation/Rain $60,552,576 indemnity · 10 years
- Drought $8,705,989 indemnity · 10 years
- Decline in Price $6,290,345 indemnity · 9 years
- ARPI/SCO/STAX Crops Only $6,126,039 indemnity · 4 years
- Cold Wet Weather $1,977,391 indemnity · 10 years
- Heat $431,724 indemnity · 6 years
Soybeans 10 years filed
- 0.99Low end of the filed band
- 1.46Middle of the filed band
- 3.42High end of the filed band
- 2019Worst year filed (4.23)
- 10Years filed
- $12,160,408Premium filed
- $27,349,964Indemnity paid
- $288,084,141Liability insured
- 586,451Quantity planted
- 459,568Quantity lost
- 5,646Policies
- 5,625Policies with a loss
- 2.25Loss ratio, whole span
Causes that carried the indemnity in Iroquois County
- Excess Moisture/Precipitation/Rain $12,954,118 indemnity · 10 years
- Drought $8,767,532 indemnity · 9 years
- Decline in Price $3,631,681 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $623,244 indemnity · 3 years
- Cold Wet Weather $590,747 indemnity · 10 years
- Heat $500,350 indemnity · 7 years
Wheat 10 years filed
- 0.21Low end of the filed band
- 2.05Middle of the filed band
- 3.82High end of the filed band
- 2021Worst year filed (3.95)
- 10Years filed
- $393,422Premium filed
- $770,414Indemnity paid
- $2,525,760Liability insured
- 8,316Quantity planted
- 8,319Quantity lost
- 161Policies
- 161Policies with a loss
- 1.96Loss ratio, whole span
Causes that carried the indemnity in Iroquois County
- Excess Moisture/Precipitation/Rain $287,925 indemnity · 9 years
- Mycotoxin $186,870 indemnity · 2 years
- Cold Wet Weather $165,390 indemnity · 7 years
- Cold Winter $52,689 indemnity · 4 years
- Decline in Price $23,080 indemnity · 5 years
- Drought $19,190 indemnity · 4 years
Every county-crop the agency files in Illinois → Buy the Iroquois County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.