Crop-loss band · Illinois
Jo Daviess County, Illinois — crop-loss band
- 0.69Low end of the filed band
- 1.56Middle of the filed band
- 3.04High end of the filed band
- 2019Worst year filed (3.69)
- 10Years filed
Every year the Risk Management Agency has filed for Jo Daviess County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.69 at the low end to 3.04 at the high end, with 1.56 in the middle. The worst year filed is 2019, at 3.69. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,134,740 | $1,556,253 | $16,346,456 | 338 | 338 | 1.37 |
| 2016 | $289,217 | $199,021 | $3,718,444 | 77 | 77 | 0.69 |
| 2017 | $1,934,849 | $2,081,867 | $23,280,229 | 305 | 305 | 1.08 |
| 2018 | $694,349 | $1,080,143 | $13,320,029 | 256 | 255 | 1.56 |
| 2019 | $1,566,104 | $5,785,887 | $27,272,328 | 356 | 356 | 3.69 |
| 2020 | $936,536 | $2,847,222 | $22,170,400 | 268 | 268 | 3.04 |
| 2021 | $399,498 | $745,771 | $4,786,529 | 74 | 74 | 1.87 |
| 2022 | $175,193 | $386,899 | $2,074,162 | 54 | 54 | 2.21 |
| 2023 | $3,604,526 | $10,041,804 | $55,323,804 | 527 | 527 | 2.79 |
| 2024 | $2,849,930 | $3,753,215 | $29,281,192 | 413 | 413 | 1.32 |
Commodities insured in Jo Daviess County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.59Low end of the filed band
- 1.55Middle of the filed band
- 1.90High end of the filed band
- 2019Worst year filed (3.02)
- 10Years filed
- $9,860,165Premium filed
- $14,888,156Indemnity paid
- $117,617,656Liability insured
- 151,752Quantity planted
- 147,959Quantity lost
- 1,375Policies
- 1,374Policies with a loss
- 1.51Loss ratio, whole span
Causes that carried the indemnity in Jo Daviess County
- Excess Moisture/Precipitation/Rain $4,213,595 indemnity · 9 years
- Decline in Price $3,873,164 indemnity · 8 years
- Drought $3,539,924 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $1,606,231 indemnity · 3 years
- Flood $693,837 indemnity · 4 years
- Other (Snow, Lightning, Etc.) $295,725 indemnity · 6 years
Forage Production 5 years filed
- 1.19Low end of the filed band
- 9.11Middle of the filed band
- 31.54High end of the filed band
- 2023Worst year filed (31.54)
- 5Years filed
- $909,796Premium filed
- $8,644,050Indemnity paid
- $43,517,728Liability insured
- 45,847Quantity planted
- 45,847Quantity lost
- 575Policies
- 575Policies with a loss
- 9.50Loss ratio, whole span
Causes that carried the indemnity in Jo Daviess County
- ARPI/SCO/STAX Crops Only $8,644,050 indemnity · 5 years
Soybeans 10 years filed
- 1.02Low end of the filed band
- 1.65Middle of the filed band
- 2.63High end of the filed band
- 2020Worst year filed (2.70)
- 10Years filed
- $2,814,981Premium filed
- $4,945,876Indemnity paid
- $36,438,189Liability insured
- 64,251Quantity planted
- 59,048Quantity lost
- 718Policies
- 718Policies with a loss
- 1.76Loss ratio, whole span
Causes that carried the indemnity in Jo Daviess County
- Excess Moisture/Precipitation/Rain $1,456,852 indemnity · 10 years
- Decline in Price $1,315,240 indemnity · 10 years
- Drought $1,049,105 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $865,752 indemnity · 1 years
- Flood $146,629 indemnity · 3 years
- Cold Wet Weather $57,555 indemnity · 6 years
Every county-crop the agency files in Illinois → Buy the Jo Daviess County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.