Crop-loss band · Illinois
Livingston County, Illinois — crop-loss band
- 0.65Low end of the filed band
- 0.94Middle of the filed band
- 2.79High end of the filed band
- 2019Worst year filed (3.28)
- 10Years filed
Every year the Risk Management Agency has filed for Livingston County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.65 at the low end to 2.79 at the high end, with 0.94 in the middle. The worst year filed is 2019, at 3.28. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $4,808,135 | $13,409,024 | $74,314,355 | 1,574 | 1,567 | 2.79 |
| 2016 | $975,998 | $914,916 | $18,825,884 | 452 | 443 | 0.94 |
| 2017 | $3,870,406 | $2,520,125 | $63,407,637 | 1,057 | 1,053 | 0.65 |
| 2018 | $2,312,639 | $4,355,365 | $50,963,608 | 1,063 | 1,059 | 1.88 |
| 2019 | $5,353,220 | $17,549,268 | $91,938,442 | 1,849 | 1,848 | 3.28 |
| 2020 | $7,700,797 | $8,743,297 | $139,953,179 | 2,341 | 2,339 | 1.14 |
| 2021 | $690,790 | $1,184,277 | $10,364,421 | 221 | 221 | 1.71 |
| 2022 | $1,011,111 | $938,775 | $19,236,155 | 263 | 263 | 0.93 |
| 2023 | $4,184,558 | $3,592,390 | $44,995,236 | 657 | 657 | 0.86 |
| 2024 | $6,478,826 | $5,124,609 | $81,696,314 | 1,219 | 1,219 | 0.79 |
Commodities insured in Livingston County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.48Low end of the filed band
- 0.85Middle of the filed band
- 2.71High end of the filed band
- 2019Worst year filed (3.41)
- 10Years filed
- $29,348,794Premium filed
- $42,187,340Indemnity paid
- $406,909,095Liability insured
- 573,748Quantity planted
- 475,086Quantity lost
- 6,450Policies
- 6,438Policies with a loss
- 1.44Loss ratio, whole span
Causes that carried the indemnity in Livingston County
- Excess Moisture/Precipitation/Rain $26,539,353 indemnity · 10 years
- Drought $5,206,804 indemnity · 10 years
- Decline in Price $3,799,015 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $3,766,946 indemnity · 5 years
- Cold Wet Weather $1,296,889 indemnity · 10 years
- Flood $441,743 indemnity · 7 years
Soybeans 10 years filed
- 1.10Low end of the filed band
- 1.79Middle of the filed band
- 2.92High end of the filed band
- 2015Worst year filed (3.46)
- 10Years filed
- $7,509,240Premium filed
- $15,210,006Indemnity paid
- $185,696,896Liability insured
- 359,703Quantity planted
- 296,762Quantity lost
- 3,993Policies
- 3,978Policies with a loss
- 2.03Loss ratio, whole span
Causes that carried the indemnity in Livingston County
- Excess Moisture/Precipitation/Rain $6,208,628 indemnity · 10 years
- Drought $4,649,241 indemnity · 9 years
- Decline in Price $2,276,302 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $814,904 indemnity · 3 years
- Cold Wet Weather $507,714 indemnity · 10 years
- Heat $338,760 indemnity · 5 years
Wheat 10 years filed
- 0.26Low end of the filed band
- 1.31Middle of the filed band
- 3.14High end of the filed band
- 2021Worst year filed (6.70)
- 10Years filed
- $528,446Premium filed
- $934,700Indemnity paid
- $3,089,240Liability insured
- 9,986Quantity planted
- 10,027Quantity lost
- 253Policies
- 253Policies with a loss
- 1.77Loss ratio, whole span
Causes that carried the indemnity in Livingston County
- Excess Moisture/Precipitation/Rain $274,873 indemnity · 8 years
- Mycotoxin $202,034 indemnity · 3 years
- Cold Winter $182,666 indemnity · 7 years
- Cold Wet Weather $140,743 indemnity · 6 years
- Decline in Price $71,514 indemnity · 8 years
- Plant Disease $30,742 indemnity · 1 years
Every county-crop the agency files in Illinois → Buy the Livingston County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.