Crop-loss band · Illinois
Richland County, Illinois — crop-loss band
- 0.83Low end of the filed band
- 1.17Middle of the filed band
- 2.04High end of the filed band
- 2015Worst year filed (2.36)
- 10Years filed
Every year the Risk Management Agency has filed for Richland County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.83 at the low end to 2.04 at the high end, with 1.17 in the middle. The worst year filed is 2015, at 2.36. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,625,182 | $3,828,466 | $16,554,273 | 713 | 709 | 2.36 |
| 2016 | $638,091 | $624,473 | $6,776,339 | 243 | 239 | 0.98 |
| 2017 | $2,436,033 | $2,851,094 | $27,017,988 | 783 | 783 | 1.17 |
| 2018 | $384,499 | $783,992 | $4,004,492 | 251 | 251 | 2.04 |
| 2019 | $1,906,422 | $3,655,319 | $20,968,600 | 775 | 762 | 1.92 |
| 2020 | $1,371,099 | $1,135,148 | $15,901,017 | 410 | 410 | 0.83 |
| 2021 | $784,888 | $892,926 | $8,529,310 | 235 | 234 | 1.14 |
| 2022 | $1,180,400 | $1,967,270 | $12,368,862 | 303 | 303 | 1.67 |
| 2023 | $1,048,602 | $875,306 | $13,401,669 | 290 | 290 | 0.83 |
| 2024 | $2,238,921 | $2,930,635 | $29,491,022 | 738 | 738 | 1.31 |
Commodities insured in Richland County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.47Low end of the filed band
- 0.77Middle of the filed band
- 2.12High end of the filed band
- 2019Worst year filed (2.19)
- 10Years filed
- $7,614,864Premium filed
- $8,607,665Indemnity paid
- $72,944,750Liability insured
- 143,895Quantity planted
- 113,207Quantity lost
- 1,958Policies
- 1,954Policies with a loss
- 1.13Loss ratio, whole span
Causes that carried the indemnity in Richland County
- Excess Moisture/Precipitation/Rain $6,141,465 indemnity · 10 years
- Drought $1,358,646 indemnity · 7 years
- Decline in Price $609,649 indemnity · 7 years
- Flood $247,415 indemnity · 9 years
- Cold Wet Weather $130,339 indemnity · 7 years
- Wind/Excess Wind $64,849 indemnity · 4 years
Soybeans 10 years filed
- 0.94Low end of the filed band
- 1.52Middle of the filed band
- 1.87High end of the filed band
- 2015Worst year filed (2.49)
- 10Years filed
- $5,212,451Premium filed
- $8,328,791Indemnity paid
- $78,203,447Liability insured
- 197,420Quantity planted
- 149,212Quantity lost
- 2,470Policies
- 2,453Policies with a loss
- 1.60Loss ratio, whole span
Causes that carried the indemnity in Richland County
- Excess Moisture/Precipitation/Rain $6,058,224 indemnity · 10 years
- Drought $822,753 indemnity · 8 years
- Decline in Price $724,518 indemnity · 8 years
- Flood $426,254 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $159,516 indemnity · 1 years
- Cold Wet Weather $90,545 indemnity · 8 years
Wheat 10 years filed
- 0.52Low end of the filed band
- 2.57Middle of the filed band
- 3.16High end of the filed band
- 2015Worst year filed (4.33)
- 10Years filed
- $786,822Premium filed
- $2,608,173Indemnity paid
- $3,865,375Liability insured
- 19,941Quantity planted
- 19,981Quantity lost
- 313Policies
- 312Policies with a loss
- 3.31Loss ratio, whole span
Causes that carried the indemnity in Richland County
- Excess Moisture/Precipitation/Rain $2,440,153 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $49,626 indemnity · 1 years
- Cold Winter $41,743 indemnity · 2 years
- Cold Wet Weather $33,705 indemnity · 3 years
- Decline in Price $16,003 indemnity · 6 years
- Hail $14,347 indemnity · 2 years
Every county-crop the agency files in Illinois → Buy the Richland County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.