Crop-loss band · Illinois
Shelby County, Illinois — crop-loss band
- 0.62Low end of the filed band
- 1.29Middle of the filed band
- 1.84High end of the filed band
- 2018Worst year filed (2.25)
- 10Years filed
Every year the Risk Management Agency has filed for Shelby County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.62 at the low end to 1.84 at the high end, with 1.29 in the middle. The worst year filed is 2018, at 2.25. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,562,337 | $2,879,769 | $20,633,434 | 427 | 424 | 1.84 |
| 2016 | $1,141,882 | $1,048,636 | $15,954,908 | 431 | 422 | 0.92 |
| 2017 | $4,386,450 | $3,071,525 | $56,477,273 | 1,158 | 1,153 | 0.70 |
| 2018 | $317,079 | $713,800 | $5,570,322 | 168 | 168 | 2.25 |
| 2019 | $2,997,188 | $4,869,005 | $45,892,348 | 1,048 | 1,042 | 1.62 |
| 2020 | $2,660,894 | $1,661,260 | $37,495,794 | 647 | 646 | 0.62 |
| 2021 | $1,483,044 | $1,066,286 | $20,345,560 | 404 | 404 | 0.72 |
| 2022 | $902,440 | $1,165,404 | $14,451,669 | 239 | 239 | 1.29 |
| 2023 | $3,757,871 | $5,463,960 | $50,784,655 | 756 | 756 | 1.45 |
| 2024 | $1,254,716 | $2,139,381 | $25,786,155 | 560 | 560 | 1.71 |
Commodities insured in Shelby County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.50Low end of the filed band
- 0.86Middle of the filed band
- 1.77High end of the filed band
- 2018Worst year filed (2.06)
- 10Years filed
- $15,941,619Premium filed
- $16,273,569Indemnity paid
- $187,856,329Liability insured
- 279,785Quantity planted
- 223,385Quantity lost
- 3,229Policies
- 3,213Policies with a loss
- 1.02Loss ratio, whole span
Causes that carried the indemnity in Shelby County
- Excess Moisture/Precipitation/Rain $8,661,454 indemnity · 10 years
- Decline in Price $3,588,839 indemnity · 8 years
- Drought $2,468,877 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $650,811 indemnity · 2 years
- Cold Wet Weather $294,612 indemnity · 9 years
- Other (Snow, Lightning, Etc.) $218,187 indemnity · 8 years
Soybeans 10 years filed
- 0.93Low end of the filed band
- 1.44Middle of the filed band
- 2.66High end of the filed band
- 2015Worst year filed (2.84)
- 10Years filed
- $4,522,282Premium filed
- $7,805,457Indemnity paid
- $105,535,789Liability insured
- 208,818Quantity planted
- 153,953Quantity lost
- 2,609Policies
- 2,601Policies with a loss
- 1.73Loss ratio, whole span
Causes that carried the indemnity in Shelby County
- Excess Moisture/Precipitation/Rain $4,577,867 indemnity · 10 years
- Drought $1,448,880 indemnity · 8 years
- Decline in Price $985,639 indemnity · 8 years
- Cold Wet Weather $372,279 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $187,135 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $127,108 indemnity · 6 years
Every county-crop the agency files in Illinois → Buy the Shelby County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.