Crop-loss band · Illinois
Vermilion County, Illinois — crop-loss band
- 0.54Low end of the filed band
- 1.05Middle of the filed band
- 2.52High end of the filed band
- 2019Worst year filed (3.09)
- 10Years filed
Every year the Risk Management Agency has filed for Vermilion County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.54 at the low end to 2.52 at the high end, with 1.05 in the middle. The worst year filed is 2019, at 3.09. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,659,842 | $6,677,354 | $52,507,383 | 769 | 763 | 1.82 |
| 2016 | $1,049,275 | $569,376 | $15,075,931 | 256 | 246 | 0.54 |
| 2017 | $4,113,245 | $2,652,081 | $74,051,612 | 979 | 956 | 0.64 |
| 2018 | $347,816 | $728,232 | $7,063,841 | 170 | 168 | 2.09 |
| 2019 | $4,977,737 | $15,383,183 | $102,129,282 | 1,423 | 1,420 | 3.09 |
| 2020 | $3,249,709 | $2,004,081 | $66,067,439 | 681 | 681 | 0.62 |
| 2021 | $540,158 | $1,363,707 | $8,168,837 | 110 | 110 | 2.52 |
| 2022 | $560,977 | $703,218 | $10,679,781 | 91 | 91 | 1.25 |
| 2023 | $3,825,868 | $3,163,349 | $46,732,525 | 273 | 273 | 0.83 |
| 2024 | $3,685,028 | $3,861,351 | $62,821,127 | 510 | 510 | 1.05 |
Commodities insured in Vermilion County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.43Low end of the filed band
- 0.75Middle of the filed band
- 2.22High end of the filed band
- 2019Worst year filed (2.79)
- 10Years filed
- $19,817,341Premium filed
- $23,621,169Indemnity paid
- $291,491,932Liability insured
- 396,429Quantity planted
- 302,621Quantity lost
- 3,117Policies
- 3,088Policies with a loss
- 1.19Loss ratio, whole span
Causes that carried the indemnity in Vermilion County
- Excess Moisture/Precipitation/Rain $11,531,616 indemnity · 10 years
- Drought $6,556,091 indemnity · 8 years
- ARPI/SCO/STAX Crops Only $2,305,208 indemnity · 5 years
- Decline in Price $2,256,915 indemnity · 8 years
- Cold Wet Weather $689,735 indemnity · 8 years
- Wind/Excess Wind $90,488 indemnity · 4 years
Soybeans 10 years filed
- 1.14Low end of the filed band
- 1.60Middle of the filed band
- 3.70High end of the filed band
- 2019Worst year filed (3.74)
- 10Years filed
- $5,729,281Premium filed
- $12,512,105Indemnity paid
- $149,732,425Liability insured
- 263,072Quantity planted
- 194,912Quantity lost
- 2,074Policies
- 2,059Policies with a loss
- 2.18Loss ratio, whole span
Causes that carried the indemnity in Vermilion County
- Excess Moisture/Precipitation/Rain $4,896,246 indemnity · 10 years
- Drought $4,683,179 indemnity · 7 years
- Decline in Price $1,319,897 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $1,235,105 indemnity · 3 years
- Cold Wet Weather $172,505 indemnity · 9 years
- Frost $58,508 indemnity · 3 years
Hybrid Corn Seed 10 years filed
- 1.09Low end of the filed band
- 1.86Middle of the filed band
- 3.07High end of the filed band
- 2021Worst year filed (3.08)
- 10Years filed
- $463,033Premium filed
- $972,658Indemnity paid
- $4,073,401Liability insured
- 3,999Quantity planted
- 3,947Quantity lost
- 71Policies
- 71Policies with a loss
- 2.10Loss ratio, whole span
Causes that carried the indemnity in Vermilion County
- Excess Moisture/Precipitation/Rain $634,847 indemnity · 8 years
- Heat $185,388 indemnity · 2 years
- Wind/Excess Wind $86,507 indemnity · 1 years
- Drought $61,633 indemnity · 3 years
- Hail $4,283 indemnity · 1 years
Every county-crop the agency files in Illinois → Buy the Vermilion County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.