Crop-loss band · Illinois
Winnebago County, Illinois — crop-loss band
- 0.96Low end of the filed band
- 1.50Middle of the filed band
- 2.19High end of the filed band
- 2019Worst year filed (4.50)
- 10Years filed
Every year the Risk Management Agency has filed for Winnebago County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.96 at the low end to 2.19 at the high end, with 1.50 in the middle. The worst year filed is 2019, at 4.50. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $315,592 | $634,915 | $3,293,755 | 109 | 108 | 2.01 |
| 2016 | $149,570 | $150,711 | $1,951,226 | 44 | 44 | 1.01 |
| 2017 | $1,962,431 | $2,285,563 | $23,581,250 | 312 | 312 | 1.16 |
| 2018 | $630,306 | $606,890 | $7,509,691 | 128 | 128 | 0.96 |
| 2019 | $1,364,999 | $6,143,527 | $13,875,274 | 296 | 296 | 4.50 |
| 2020 | $719,781 | $1,326,248 | $10,510,668 | 160 | 159 | 1.84 |
| 2021 | $468,119 | $691,870 | $5,369,309 | 52 | 52 | 1.48 |
| 2022 | $211,361 | $316,144 | $2,314,375 | 39 | 39 | 1.50 |
| 2023 | $5,095,681 | $11,180,153 | $67,330,445 | 533 | 533 | 2.19 |
| 2024 | $1,670,969 | $2,797,950 | $23,733,602 | 325 | 325 | 1.67 |
Commodities insured in Winnebago County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.77Low end of the filed band
- 1.32Middle of the filed band
- 2.35High end of the filed band
- 2019Worst year filed (4.69)
- 10Years filed
- $8,194,057Premium filed
- $18,249,559Indemnity paid
- $106,790,383Liability insured
- 135,530Quantity planted
- 131,680Quantity lost
- 989Policies
- 988Policies with a loss
- 2.23Loss ratio, whole span
Causes that carried the indemnity in Winnebago County
- Excess Moisture/Precipitation/Rain $6,678,859 indemnity · 9 years
- Drought $4,917,180 indemnity · 8 years
- Decline in Price $3,669,464 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $2,318,026 indemnity · 2 years
- Flood $283,240 indemnity · 6 years
- Cold Wet Weather $133,268 indemnity · 5 years
Soybeans 10 years filed
- 0.48Low end of the filed band
- 1.72Middle of the filed band
- 3.32High end of the filed band
- 2019Worst year filed (3.88)
- 10Years filed
- $4,125,226Premium filed
- $7,258,189Indemnity paid
- $50,778,180Liability insured
- 88,118Quantity planted
- 90,922Quantity lost
- 903Policies
- 903Policies with a loss
- 1.76Loss ratio, whole span
Causes that carried the indemnity in Winnebago County
- Drought $2,461,461 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,957,085 indemnity · 9 years
- Decline in Price $1,241,257 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $1,105,707 indemnity · 4 years
- Flood $318,248 indemnity · 5 years
- Cold Wet Weather $79,650 indemnity · 6 years
Wheat 10 years filed
- 1.35Low end of the filed band
- 2.01Middle of the filed band
- 2.97High end of the filed band
- 2019Worst year filed (3.12)
- 10Years filed
- $269,526Premium filed
- $626,223Indemnity paid
- $1,901,032Liability insured
- 6,021Quantity planted
- 6,021Quantity lost
- 106Policies
- 105Policies with a loss
- 2.32Loss ratio, whole span
Causes that carried the indemnity in Winnebago County
- Excess Moisture/Precipitation/Rain $204,304 indemnity · 7 years
- Drought $128,832 indemnity · 4 years
- Mycotoxin $88,531 indemnity · 2 years
- Cold Winter $56,307 indemnity · 4 years
- Cold Wet Weather $37,817 indemnity · 3 years
- Decline in Price $36,399 indemnity · 5 years
Every county-crop the agency files in Illinois → Buy the Winnebago County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.