Crop-loss band · Indiana
Adams County, Indiana — crop-loss band
- 0.41Low end of the filed band
- 0.90Middle of the filed band
- 4.31High end of the filed band
- 2019Worst year filed (5.79)
- 10Years filed
Every year the Risk Management Agency has filed for Adams County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.41 at the low end to 4.31 at the high end, with 0.90 in the middle. The worst year filed is 2019, at 5.79. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,153,880 | $13,579,490 | $43,004,211 | 824 | 824 | 4.31 |
| 2016 | $1,020,466 | $482,861 | $14,548,741 | 201 | 201 | 0.47 |
| 2017 | $1,603,320 | $1,210,907 | $23,503,554 | 446 | 442 | 0.76 |
| 2018 | $142,613 | $153,001 | $2,055,120 | 54 | 54 | 1.07 |
| 2019 | $1,490,360 | $8,625,122 | $15,793,538 | 529 | 528 | 5.79 |
| 2020 | $853,729 | $382,187 | $13,564,372 | 215 | 215 | 0.45 |
| 2021 | $357,472 | $147,201 | $4,801,860 | 64 | 64 | 0.41 |
| 2022 | $1,203,052 | $1,082,517 | $16,269,176 | 192 | 192 | 0.90 |
| 2023 | $853,464 | $775,439 | $10,781,125 | 185 | 185 | 0.91 |
| 2024 | $1,665,554 | $2,004,745 | $20,463,922 | 319 | 319 | 1.20 |
Commodities insured in Adams County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.24Low end of the filed band
- 0.96Middle of the filed band
- 4.46High end of the filed band
- 2019Worst year filed (7.37)
- 10Years filed
- $6,556,388Premium filed
- $17,323,932Indemnity paid
- $80,500,366Liability insured
- 135,196Quantity planted
- 117,345Quantity lost
- 1,228Policies
- 1,227Policies with a loss
- 2.64Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Excess Moisture/Precipitation/Rain $12,336,465 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $2,872,887 indemnity · 4 years
- Decline in Price $938,254 indemnity · 7 years
- Drought $652,537 indemnity · 5 years
- Cold Wet Weather $208,858 indemnity · 6 years
- Flood $141,922 indemnity · 3 years
Soybeans 10 years filed
- 0.51Low end of the filed band
- 0.81Middle of the filed band
- 3.81High end of the filed band
- 2015Worst year filed (3.99)
- 10Years filed
- $5,445,389Premium filed
- $9,970,298Indemnity paid
- $80,954,045Liability insured
- 160,805Quantity planted
- 125,111Quantity lost
- 1,595Policies
- 1,591Policies with a loss
- 1.83Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Excess Moisture/Precipitation/Rain $6,650,674 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $1,552,542 indemnity · 2 years
- Drought $753,204 indemnity · 8 years
- Decline in Price $598,456 indemnity · 7 years
- Cold Wet Weather $275,628 indemnity · 9 years
- Hail $40,624 indemnity · 2 years
Wheat 9 years filed
- 0.48Low end of the filed band
- 1.57Middle of the filed band
- 4.94High end of the filed band
- 2019Worst year filed (4.94)
- 9Years filed
- $342,133Premium filed
- $1,149,240Indemnity paid
- $3,331,208Liability insured
- 8,406Quantity planted
- 8,414Quantity lost
- 206Policies
- 206Policies with a loss
- 3.36Loss ratio, whole span
Causes that carried the indemnity in Adams County
- ARPI/SCO/STAX Crops Only $698,255 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $284,038 indemnity · 6 years
- Decline in Price $45,667 indemnity · 5 years
- Mycotoxin $43,141 indemnity · 2 years
- Cold Wet Weather $36,693 indemnity · 6 years
- Cold Winter $11,575 indemnity · 3 years
Every county-crop the agency files in Indiana → Buy the Adams County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.