Adams County, Indiana — crop-loss band

What stands out

Between its 2023 and 2024 filings its loss ratio rose from 0.91 to 1.20 and its premium rose from $853,464 to $1,665,554.
Its middle loss ratio of 0.90 ranks 77th highest of the 89 counties in Indiana with a filed crop-loss record.
It insures 3 commodities, against a range of 2 to 4 across Indiana’s 89 county records.
Across its 10 filed years it paid $28,443,470 of indemnity on $12,343,910 of premium, a loss ratio of 2.30.
It ran a loss ratio above 1.0 in 4 of its 10 filed years; its lowest was 0.41 in 2021 and its highest 5.79 in 2019.

Every line is computed by formula from this county’s own filed figures; nothing is estimated.

Year	Premium	Indemnity	Liability	Policies	Policies with a loss	Loss ratio
2015	$3,153,880	$13,579,490	$43,004,211	824	824	4.31
2016	$1,020,466	$482,861	$14,548,741	201	201	0.47
2017	$1,603,320	$1,210,907	$23,503,554	446	442	0.76
2018	$142,613	$153,001	$2,055,120	54	54	1.07
2019	$1,490,360	$8,625,122	$15,793,538	529	528	5.79
2020	$853,729	$382,187	$13,564,372	215	215	0.45
2021	$357,472	$147,201	$4,801,860	64	64	0.41
2022	$1,203,052	$1,082,517	$16,269,176	192	192	0.90
2023	$853,464	$775,439	$10,781,125	185	185	0.91
2024	$1,665,554	$2,004,745	$20,463,922	319	319	1.20

Commodity	Years	Low	Middle	High	Worst year	Whole span
Corn	10	0.24	0.96	4.46	2019 (7.37)	2.64
Soybeans	10	0.51	0.81	3.81	2015 (3.99)	1.83
Wheat	9	0.48	1.57	4.94	2019 (4.94)	3.36

Commodity	Premium	Indemnity	Liability	Planted	Lost	Policies	With a loss
Corn	$6,556,388	$17,323,932	$80,500,366	135,196	117,345	1,228	1,227
Soybeans	$5,445,389	$9,970,298	$80,954,045	160,805	125,111	1,595	1,591
Wheat	$342,133	$1,149,240	$3,331,208	8,406	8,414	206	206