Crop-loss band · Indiana
Decatur County, Indiana — crop-loss band
- 0.71Low end of the filed band
- 1.41Middle of the filed band
- 2.67High end of the filed band
- 2019Worst year filed (2.95)
- 10Years filed
Every year the Risk Management Agency has filed for Decatur County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.71 at the low end to 2.67 at the high end, with 1.41 in the middle. The worst year filed is 2019, at 2.95. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $492,406 | $1,316,137 | $5,306,067 | 149 | 149 | 2.67 |
| 2016 | $696,817 | $800,261 | $8,506,423 | 152 | 152 | 1.15 |
| 2017 | $1,440,998 | $1,084,002 | $18,826,710 | 286 | 286 | 0.75 |
| 2018 | $350,736 | $778,514 | $5,334,320 | 123 | 123 | 2.22 |
| 2019 | $1,640,541 | $4,840,236 | $22,272,158 | 491 | 491 | 2.95 |
| 2020 | $360,789 | $520,632 | $5,564,390 | 107 | 107 | 1.44 |
| 2021 | $1,135,626 | $1,744,322 | $13,667,729 | 218 | 218 | 1.54 |
| 2022 | $502,373 | $354,902 | $6,470,273 | 87 | 87 | 0.71 |
| 2023 | $1,119,585 | $1,299,756 | $15,432,047 | 233 | 233 | 1.16 |
| 2024 | $884,798 | $1,247,265 | $10,935,348 | 154 | 154 | 1.41 |
Commodities insured in Decatur County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.58Low end of the filed band
- 1.15Middle of the filed band
- 3.28High end of the filed band
- 2019Worst year filed (3.34)
- 10Years filed
- $5,112,868Premium filed
- $7,809,919Indemnity paid
- $59,245,366Liability insured
- 90,644Quantity planted
- 71,168Quantity lost
- 862Policies
- 862Policies with a loss
- 1.53Loss ratio, whole span
Causes that carried the indemnity in Decatur County
- Excess Moisture/Precipitation/Rain $5,981,966 indemnity · 10 years
- Drought $993,098 indemnity · 6 years
- Decline in Price $354,139 indemnity · 7 years
- Other (Snow, Lightning, Etc.) $155,831 indemnity · 3 years
- Wind/Excess Wind $130,901 indemnity · 3 years
- Cold Wet Weather $105,875 indemnity · 7 years
Soybeans 10 years filed
- 0.89Low end of the filed band
- 1.30Middle of the filed band
- 2.50High end of the filed band
- 2015Worst year filed (3.09)
- 10Years filed
- $3,511,801Premium filed
- $6,176,108Indemnity paid
- $53,070,099Liability insured
- 106,692Quantity planted
- 86,675Quantity lost
- 1,138Policies
- 1,138Policies with a loss
- 1.76Loss ratio, whole span
Causes that carried the indemnity in Decatur County
- Excess Moisture/Precipitation/Rain $3,937,372 indemnity · 10 years
- Drought $1,690,998 indemnity · 6 years
- Decline in Price $269,580 indemnity · 8 years
- Hail $103,163 indemnity · 2 years
- Cold Wet Weather $65,953 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $48,937 indemnity · 2 years
Every county-crop the agency files in Indiana → Buy the Decatur County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.