Crop-loss band · Indiana
DeKalb County, Indiana — crop-loss band
- 0.87Low end of the filed band
- 1.20Middle of the filed band
- 3.83High end of the filed band
- 2019Worst year filed (5.90)
- 10Years filed
Every year the Risk Management Agency has filed for DeKalb County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.87 at the low end to 3.83 at the high end, with 1.20 in the middle. The worst year filed is 2019, at 5.90. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $606,725 | $2,324,386 | $7,127,788 | 237 | 237 | 3.83 |
| 2016 | $619,118 | $587,588 | $7,912,027 | 91 | 91 | 0.95 |
| 2017 | $1,080,889 | $945,606 | $14,118,299 | 213 | 213 | 0.87 |
| 2018 | $593,032 | $808,269 | $7,643,662 | 132 | 132 | 1.36 |
| 2019 | $919,655 | $5,421,933 | $8,479,521 | 267 | 267 | 5.90 |
| 2020 | $1,511,167 | $2,721,933 | $22,654,684 | 331 | 331 | 1.80 |
| 2021 | $239,514 | $244,812 | $2,991,712 | 54 | 54 | 1.02 |
| 2022 | $1,000,281 | $1,087,130 | $12,760,656 | 132 | 132 | 1.09 |
| 2023 | $1,281,944 | $1,544,270 | $16,174,567 | 168 | 168 | 1.20 |
| 2024 | $2,345,205 | $6,221,797 | $32,116,195 | 391 | 391 | 2.65 |
Commodities insured in DeKalb County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.53Low end of the filed band
- 1.70Middle of the filed band
- 4.40High end of the filed band
- 2019Worst year filed (6.91)
- 10Years filed
- $4,762,573Premium filed
- $11,020,155Indemnity paid
- $70,005,126Liability insured
- 151,006Quantity planted
- 122,726Quantity lost
- 985Policies
- 985Policies with a loss
- 2.31Loss ratio, whole span
Causes that carried the indemnity in DeKalb County
- Drought $4,757,890 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $3,962,552 indemnity · 10 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $1,330,744 indemnity · 3 years
- Decline in Price $541,854 indemnity · 6 years
- Cold Wet Weather $330,835 indemnity · 9 years
- Heat $65,869 indemnity · 2 years
Corn 10 years filed
- 0.80Low end of the filed band
- 1.31Middle of the filed band
- 3.49High end of the filed band
- 2019Worst year filed (6.06)
- 10Years filed
- $4,980,870Premium filed
- $9,661,476Indemnity paid
- $57,633,166Liability insured
- 98,933Quantity planted
- 91,941Quantity lost
- 839Policies
- 839Policies with a loss
- 1.94Loss ratio, whole span
Causes that carried the indemnity in DeKalb County
- Excess Moisture/Precipitation/Rain $5,325,162 indemnity · 10 years
- Drought $2,052,743 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $1,281,770 indemnity · 5 years
- Decline in Price $540,429 indemnity · 8 years
- Cold Wet Weather $270,274 indemnity · 6 years
- Other (Snow, Lightning, Etc.) $102,483 indemnity · 5 years
Wheat 10 years filed
- 0.07Low end of the filed band
- 1.81Middle of the filed band
- 3.75High end of the filed band
- 2021Worst year filed (6.98)
- 10Years filed
- $454,087Premium filed
- $1,226,093Indemnity paid
- $4,340,819Liability insured
- 12,030Quantity planted
- 12,030Quantity lost
- 192Policies
- 192Policies with a loss
- 2.70Loss ratio, whole span
Causes that carried the indemnity in DeKalb County
- Excess Moisture/Precipitation/Rain $717,748 indemnity · 6 years
- Mycotoxin $289,885 indemnity · 2 years
- Cold Wet Weather $50,676 indemnity · 6 years
- Decline in Price $38,727 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $37,746 indemnity · 2 years
- Drought $20,480 indemnity · 3 years
Every county-crop the agency files in Indiana → Buy the DeKalb County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.