Crop-loss band · Indiana
Dubois County, Indiana — crop-loss band
- 0.49Low end of the filed band
- 1.26Middle of the filed band
- 2.20High end of the filed band
- 2019Worst year filed (2.28)
- 10Years filed
Every year the Risk Management Agency has filed for Dubois County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.49 at the low end to 2.20 at the high end, with 1.26 in the middle. The worst year filed is 2019, at 2.28. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,507,556 | $3,310,360 | $8,466,225 | 197 | 197 | 2.20 |
| 2016 | $2,278,658 | $2,879,781 | $15,157,052 | 265 | 262 | 1.26 |
| 2017 | $1,740,090 | $854,417 | $12,710,353 | 251 | 245 | 0.49 |
| 2018 | $788,223 | $1,539,976 | $6,007,322 | 176 | 176 | 1.95 |
| 2019 | $2,527,387 | $5,774,225 | $18,732,709 | 450 | 450 | 2.28 |
| 2020 | $326,140 | $264,194 | $2,809,536 | 60 | 60 | 0.81 |
| 2021 | $636,805 | $500,286 | $5,620,171 | 105 | 105 | 0.79 |
| 2022 | $996,534 | $1,633,960 | $7,197,843 | 144 | 144 | 1.64 |
| 2023 | $612,675 | $351,044 | $3,495,877 | 71 | 71 | 0.57 |
| 2024 | $1,966,244 | $2,853,953 | $17,089,720 | 275 | 275 | 1.45 |
Commodities insured in Dubois County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.39Low end of the filed band
- 1.06Middle of the filed band
- 2.15High end of the filed band
- 2019Worst year filed (2.34)
- 10Years filed
- $9,722,549Premium filed
- $13,978,997Indemnity paid
- $63,687,030Liability insured
- 110,188Quantity planted
- 97,736Quantity lost
- 1,154Policies
- 1,149Policies with a loss
- 1.44Loss ratio, whole span
Causes that carried the indemnity in Dubois County
- Excess Moisture/Precipitation/Rain $10,552,177 indemnity · 10 years
- Flood $1,355,854 indemnity · 10 years
- Drought $644,178 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $516,992 indemnity · 4 years
- Decline in Price $379,315 indemnity · 8 years
- Plant Disease $284,320 indemnity · 3 years
Soybeans 10 years filed
- 0.66Low end of the filed band
- 1.53Middle of the filed band
- 2.05High end of the filed band
- 2015Worst year filed (2.36)
- 10Years filed
- $3,657,763Premium filed
- $5,983,199Indemnity paid
- $33,599,778Liability insured
- 74,560Quantity planted
- 59,977Quantity lost
- 840Policies
- 836Policies with a loss
- 1.64Loss ratio, whole span
Causes that carried the indemnity in Dubois County
- Excess Moisture/Precipitation/Rain $3,897,882 indemnity · 10 years
- Drought $1,099,461 indemnity · 8 years
- Flood $523,216 indemnity · 10 years
- Decline in Price $215,442 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $78,586 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $78,130 indemnity · 2 years
Every county-crop the agency files in Indiana → Buy the Dubois County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.