Crop-loss band · Indiana
Elkhart County, Indiana — crop-loss band
- 0.31Low end of the filed band
- 1.32Middle of the filed band
- 2.38High end of the filed band
- 2020Worst year filed (2.98)
- 10Years filed
Every year the Risk Management Agency has filed for Elkhart County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.31 at the low end to 2.38 at the high end, with 1.32 in the middle. The worst year filed is 2020, at 2.98. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $740,167 | $1,027,188 | $10,024,912 | 85 | 85 | 1.39 |
| 2016 | $642,943 | $846,831 | $9,657,586 | 78 | 78 | 1.32 |
| 2017 | $826,389 | $301,566 | $10,486,760 | 78 | 76 | 0.36 |
| 2018 | $482,694 | $510,299 | $5,816,706 | 53 | 52 | 1.06 |
| 2019 | $991,411 | $2,361,972 | $17,218,924 | 178 | 178 | 2.38 |
| 2020 | $89,713 | $267,244 | $1,533,921 | 37 | 37 | 2.98 |
| 2021 | $186,986 | $220,700 | $2,683,082 | 22 | 22 | 1.18 |
| 2022 | $85,162 | $26,787 | $1,701,845 | 11 | 11 | 0.31 |
| 2023 | $272,877 | $393,595 | $2,745,034 | 47 | 47 | 1.44 |
| 2024 | $1,091,688 | $2,106,732 | $15,057,750 | 148 | 148 | 1.93 |
Commodities insured in Elkhart County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.25Low end of the filed band
- 1.23Middle of the filed band
- 2.89High end of the filed band
- 2022Worst year filed (3.09)
- 10Years filed
- $3,961,736Premium filed
- $5,296,722Indemnity paid
- $53,835,421Liability insured
- 73,727Quantity planted
- 83,065Quantity lost
- 434Policies
- 433Policies with a loss
- 1.34Loss ratio, whole span
Causes that carried the indemnity in Elkhart County
- ARPI/SCO/STAX Crops Only $3,510,058 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,085,937 indemnity · 10 years
- Drought $388,798 indemnity · 7 years
- Decline in Price $166,155 indemnity · 6 years
- Cold Wet Weather $57,141 indemnity · 3 years
- Mycotoxin $51,314 indemnity · 1 years
Soybeans 10 years filed
- 0.22Low end of the filed band
- 1.53Middle of the filed band
- 2.62High end of the filed band
- 2020Worst year filed (3.71)
- 10Years filed
- $1,448,294Premium filed
- $2,766,192Indemnity paid
- $23,091,099Liability insured
- 36,576Quantity planted
- 40,458Quantity lost
- 303Policies
- 301Policies with a loss
- 1.91Loss ratio, whole span
Causes that carried the indemnity in Elkhart County
- ARPI/SCO/STAX/MP Crops Only $1,047,732 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $799,709 indemnity · 10 years
- Drought $663,583 indemnity · 6 years
- Decline in Price $167,929 indemnity · 6 years
- Other (Snow, Lightning, Etc.) $26,986 indemnity · 3 years
- Cold Wet Weather $26,674 indemnity · 5 years
Every county-crop the agency files in Indiana → Buy the Elkhart County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.