Crop-loss band · Indiana
Fountain County, Indiana — crop-loss band
- 0.95Low end of the filed band
- 1.68Middle of the filed band
- 2.33High end of the filed band
- 2021Worst year filed (2.37)
- 10Years filed
Every year the Risk Management Agency has filed for Fountain County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.95 at the low end to 2.33 at the high end, with 1.68 in the middle. The worst year filed is 2021, at 2.37. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,063,690 | $4,571,211 | $20,462,348 | 289 | 289 | 2.22 |
| 2016 | $650,061 | $617,005 | $6,622,647 | 66 | 58 | 0.95 |
| 2017 | $2,846,536 | $2,727,047 | $32,287,632 | 401 | 382 | 0.96 |
| 2018 | $496,163 | $919,347 | $3,399,753 | 57 | 57 | 1.85 |
| 2019 | $1,006,762 | $2,348,046 | $8,394,469 | 201 | 200 | 2.33 |
| 2020 | $819,728 | $1,630,888 | $8,461,018 | 107 | 107 | 1.99 |
| 2021 | $574,958 | $1,360,261 | $4,215,488 | 68 | 68 | 2.37 |
| 2022 | $724,252 | $1,218,431 | $6,741,909 | 84 | 84 | 1.68 |
| 2023 | $926,933 | $1,136,350 | $9,225,613 | 88 | 88 | 1.23 |
| 2024 | $673,374 | $742,455 | $7,117,710 | 58 | 58 | 1.10 |
Commodities insured in Fountain County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.35Low end of the filed band
- 1.80Middle of the filed band
- 3.52High end of the filed band
- 2021Worst year filed (3.56)
- 10Years filed
- $5,879,446Premium filed
- $9,168,985Indemnity paid
- $63,605,074Liability insured
- 100,005Quantity planted
- 81,057Quantity lost
- 767Policies
- 751Policies with a loss
- 1.56Loss ratio, whole span
Causes that carried the indemnity in Fountain County
- Excess Moisture/Precipitation/Rain $5,292,012 indemnity · 10 years
- Drought $1,360,162 indemnity · 7 years
- Flood $1,334,682 indemnity · 7 years
- Decline in Price $700,740 indemnity · 7 years
- ARPI/SCO/STAX Crops Only $227,221 indemnity · 3 years
- Cold Wet Weather $119,253 indemnity · 5 years
All Other Crops 10 years filed
- 1.23Low end of the filed band
- 1.87Middle of the filed band
- 2.50High end of the filed band
- 2016Worst year filed (2.60)
- 10Years filed
- $2,190,905Premium filed
- $4,105,383Indemnity paid
- $5,382,053Liability insured
- 1,543Quantity planted
- 1,320Quantity lost
- 29Policies
- 29Policies with a loss
- 1.87Loss ratio, whole span
Causes that carried the indemnity in Fountain County
- Frost $1,495,439 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $1,043,036 indemnity · 5 years
- Heat $717,159 indemnity · 2 years
- Hail $441,981 indemnity · 1 years
- Drought $400,151 indemnity · 1 years
- ARPI/SCO/STAX/MP Crops Only $7,617 indemnity · 7 years
Soybeans 10 years filed
- 0.54Low end of the filed band
- 1.15Middle of the filed band
- 2.54High end of the filed band
- 2019Worst year filed (2.73)
- 10Years filed
- $2,712,106Premium filed
- $3,996,673Indemnity paid
- $37,941,460Liability insured
- 76,127Quantity planted
- 55,152Quantity lost
- 623Policies
- 611Policies with a loss
- 1.47Loss ratio, whole span
Causes that carried the indemnity in Fountain County
- Excess Moisture/Precipitation/Rain $2,412,204 indemnity · 10 years
- Drought $896,798 indemnity · 8 years
- Flood $329,988 indemnity · 6 years
- Decline in Price $201,946 indemnity · 6 years
- Hail $55,360 indemnity · 1 years
- Cold Wet Weather $46,313 indemnity · 7 years
Every county-crop the agency files in Indiana → Buy the Fountain County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.