Crop-loss band · Indiana
Kosciusko County, Indiana — crop-loss band
- 0.29Low end of the filed band
- 0.88Middle of the filed band
- 2.54High end of the filed band
- 2019Worst year filed (3.78)
- 10Years filed
Every year the Risk Management Agency has filed for Kosciusko County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.29 at the low end to 2.54 at the high end, with 0.88 in the middle. The worst year filed is 2019, at 3.78. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $873,967 | $2,216,441 | $14,112,709 | 158 | 158 | 2.54 |
| 2016 | $2,886,793 | $1,382,636 | $30,064,495 | 166 | 165 | 0.48 |
| 2017 | $2,795,721 | $1,011,260 | $30,581,180 | 188 | 183 | 0.36 |
| 2018 | $1,472,790 | $428,156 | $24,336,582 | 114 | 109 | 0.29 |
| 2019 | $583,989 | $2,209,932 | $9,796,342 | 172 | 168 | 3.78 |
| 2020 | $778,945 | $966,506 | $18,390,830 | 135 | 131 | 1.24 |
| 2021 | $476,050 | $283,294 | $8,506,817 | 40 | 40 | 0.60 |
| 2022 | $251,308 | $221,724 | $4,008,379 | 29 | 29 | 0.88 |
| 2023 | $827,693 | $1,190,775 | $12,058,397 | 76 | 76 | 1.44 |
| 2024 | $2,757,694 | $5,677,736 | $35,574,855 | 372 | 372 | 2.06 |
Commodities insured in Kosciusko County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.17Low end of the filed band
- 0.89Middle of the filed band
- 2.86High end of the filed band
- 2019Worst year filed (4.51)
- 10Years filed
- $10,070,918Premium filed
- $8,552,848Indemnity paid
- $127,784,245Liability insured
- 159,580Quantity planted
- 157,607Quantity lost
- 815Policies
- 808Policies with a loss
- 0.85Loss ratio, whole span
Causes that carried the indemnity in Kosciusko County
- Excess Moisture/Precipitation/Rain $3,719,465 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $1,684,740 indemnity · 7 years
- Drought $1,353,202 indemnity · 9 years
- Decline in Price $594,315 indemnity · 8 years
- Mycotoxin $530,247 indemnity · 2 years
- Plant Disease $368,317 indemnity · 3 years
Soybeans 10 years filed
- 0.50Low end of the filed band
- 0.95Middle of the filed band
- 2.90High end of the filed band
- 2024Worst year filed (2.91)
- 10Years filed
- $3,329,559Premium filed
- $6,595,460Indemnity paid
- $56,104,243Liability insured
- 101,786Quantity planted
- 81,663Quantity lost
- 619Policies
- 607Policies with a loss
- 1.98Loss ratio, whole span
Causes that carried the indemnity in Kosciusko County
- ARPI/SCO/STAX/MP Crops Only $2,245,026 indemnity · 4 years
- Drought $1,824,800 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,824,506 indemnity · 10 years
- Decline in Price $604,120 indemnity · 8 years
- Cold Wet Weather $71,549 indemnity · 6 years
- Heat $8,083 indemnity · 2 years
All Other Crops 5 years filed
- 1.05Low end of the filed band
- 1.42Middle of the filed band
- 1.61High end of the filed band
- 2024Worst year filed (1.61)
- 5Years filed
- $304,473Premium filed
- $440,152Indemnity paid
- $3,542,098Liability insured
- 4,832Quantity planted
- 3,286Quantity lost
- 16Policies
- 16Policies with a loss
- 1.45Loss ratio, whole span
Causes that carried the indemnity in Kosciusko County
- ARPI/SCO/STAX/MP Crops Only $226,386 indemnity · 2 years
- Drought $139,211 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $74,555 indemnity · 3 years
Every county-crop the agency files in Indiana → Buy the Kosciusko County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.