Crop-loss band · Indiana
Montgomery County, Indiana — crop-loss band
- 0.51Low end of the filed band
- 0.91Middle of the filed band
- 1.98High end of the filed band
- 2019Worst year filed (2.37)
- 10Years filed
Every year the Risk Management Agency has filed for Montgomery County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.51 at the low end to 1.98 at the high end, with 0.91 in the middle. The worst year filed is 2019, at 2.37. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,047,662 | $5,903,918 | $48,694,055 | 338 | 337 | 1.94 |
| 2016 | $522,054 | $267,792 | $8,794,031 | 74 | 68 | 0.51 |
| 2017 | $3,259,126 | $1,784,763 | $49,933,128 | 373 | 341 | 0.55 |
| 2018 | $310,451 | $616,164 | $4,974,877 | 74 | 74 | 1.98 |
| 2019 | $1,570,579 | $3,729,782 | $24,387,660 | 232 | 231 | 2.37 |
| 2020 | $1,194,702 | $647,686 | $19,312,028 | 128 | 128 | 0.54 |
| 2021 | $378,112 | $224,422 | $5,453,170 | 26 | 26 | 0.59 |
| 2022 | $853,906 | $903,837 | $12,861,712 | 55 | 55 | 1.06 |
| 2023 | $1,974,323 | $1,791,652 | $23,634,406 | 104 | 104 | 0.91 |
| 2024 | $1,517,082 | $1,764,051 | $24,428,820 | 179 | 179 | 1.16 |
Commodities insured in Montgomery County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.31Low end of the filed band
- 0.77Middle of the filed band
- 2.54High end of the filed band
- 2019Worst year filed (2.57)
- 10Years filed
- $9,766,792Premium filed
- $11,561,557Indemnity paid
- $134,253,217Liability insured
- 183,290Quantity planted
- 141,217Quantity lost
- 855Policies
- 831Policies with a loss
- 1.18Loss ratio, whole span
Causes that carried the indemnity in Montgomery County
- Excess Moisture/Precipitation/Rain $7,850,111 indemnity · 10 years
- Decline in Price $1,527,634 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $820,950 indemnity · 3 years
- Drought $800,855 indemnity · 10 years
- Wind/Excess Wind $214,495 indemnity · 5 years
- Cold Wet Weather $185,188 indemnity · 7 years
Soybeans 10 years filed
- 0.48Low end of the filed band
- 1.22Middle of the filed band
- 1.85High end of the filed band
- 2019Worst year filed (2.03)
- 10Years filed
- $4,861,205Premium filed
- $6,072,510Indemnity paid
- $88,220,670Liability insured
- 161,562Quantity planted
- 112,126Quantity lost
- 728Policies
- 712Policies with a loss
- 1.25Loss ratio, whole span
Causes that carried the indemnity in Montgomery County
- Excess Moisture/Precipitation/Rain $3,210,916 indemnity · 10 years
- Drought $1,420,202 indemnity · 9 years
- Decline in Price $675,055 indemnity · 6 years
- ARPI/SCO/STAX Crops Only $409,797 indemnity · 2 years
- Cold Wet Weather $134,737 indemnity · 6 years
- Hail $112,180 indemnity · 4 years
Every county-crop the agency files in Indiana → Buy the Montgomery County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.