Crop-loss band · Indiana
Ripley County, Indiana — crop-loss band
- 1.12Low end of the filed band
- 1.59Middle of the filed band
- 2.50High end of the filed band
- 2019Worst year filed (3.25)
- 10Years filed
Every year the Risk Management Agency has filed for Ripley County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.12 at the low end to 2.50 at the high end, with 1.59 in the middle. The worst year filed is 2019, at 3.25. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $901,834 | $1,764,159 | $6,659,392 | 162 | 162 | 1.96 |
| 2016 | $1,160,167 | $2,010,902 | $7,261,349 | 224 | 222 | 1.73 |
| 2017 | $1,611,429 | $1,933,762 | $10,780,758 | 261 | 260 | 1.20 |
| 2018 | $670,344 | $1,066,141 | $5,592,386 | 178 | 178 | 1.59 |
| 2019 | $3,487,196 | $11,321,307 | $23,611,893 | 685 | 685 | 3.25 |
| 2020 | $1,040,680 | $2,597,974 | $6,921,972 | 190 | 190 | 2.50 |
| 2021 | $1,826,822 | $2,583,531 | $14,935,902 | 330 | 330 | 1.41 |
| 2022 | $1,866,373 | $2,090,943 | $15,076,952 | 227 | 227 | 1.12 |
| 2023 | $962,642 | $1,508,178 | $8,468,943 | 150 | 150 | 1.57 |
| 2024 | $1,441,820 | $2,662,244 | $13,420,156 | 214 | 214 | 1.85 |
Commodities insured in Ripley County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.14Low end of the filed band
- 1.38Middle of the filed band
- 2.70High end of the filed band
- 2019Worst year filed (3.09)
- 10Years filed
- $7,799,347Premium filed
- $16,030,408Indemnity paid
- $50,525,117Liability insured
- 95,769Quantity planted
- 89,167Quantity lost
- 1,126Policies
- 1,126Policies with a loss
- 2.06Loss ratio, whole span
Causes that carried the indemnity in Ripley County
- Excess Moisture/Precipitation/Rain $13,225,108 indemnity · 10 years
- Drought $1,703,226 indemnity · 6 years
- Wind/Excess Wind $324,018 indemnity · 6 years
- Cold Wet Weather $319,486 indemnity · 5 years
- Decline in Price $206,093 indemnity · 7 years
- Flood $86,146 indemnity · 4 years
Soybeans 10 years filed
- 0.96Low end of the filed band
- 1.67Middle of the filed band
- 2.12High end of the filed band
- 2019Worst year filed (3.64)
- 10Years filed
- $6,831,199Premium filed
- $12,826,097Indemnity paid
- $61,021,580Liability insured
- 146,369Quantity planted
- 133,950Quantity lost
- 1,410Policies
- 1,408Policies with a loss
- 1.88Loss ratio, whole span
Causes that carried the indemnity in Ripley County
- Excess Moisture/Precipitation/Rain $8,529,706 indemnity · 10 years
- Drought $3,245,367 indemnity · 7 years
- Decline in Price $532,098 indemnity · 8 years
- Flood $102,537 indemnity · 3 years
- Frost $87,091 indemnity · 2 years
- ARPI/SCO/STAX/MP Crops Only $71,254 indemnity · 2 years
Wheat 10 years filed
- 0.42Low end of the filed band
- 1.67Middle of the filed band
- 2.50High end of the filed band
- 2021Worst year filed (4.76)
- 10Years filed
- $338,761Premium filed
- $682,636Indemnity paid
- $1,183,006Liability insured
- 5,588Quantity planted
- 5,588Quantity lost
- 85Policies
- 84Policies with a loss
- 2.02Loss ratio, whole span
Causes that carried the indemnity in Ripley County
- Excess Moisture/Precipitation/Rain $382,728 indemnity · 10 years
- Freeze $123,720 indemnity · 2 years
- Cold Wet Weather $91,041 indemnity · 5 years
- Frost $36,639 indemnity · 1 years
- Cold Winter $30,344 indemnity · 1 years
- Decline in Price $7,043 indemnity · 4 years
Every county-crop the agency files in Indiana → Buy the Ripley County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.