Crop-loss band · Indiana
St. Joseph County, Indiana — crop-loss band
- 0.85Low end of the filed band
- 1.44Middle of the filed band
- 2.66High end of the filed band
- 2019Worst year filed (3.81)
- 10Years filed
Every year the Risk Management Agency has filed for St. Joseph County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.85 at the low end to 2.66 at the high end, with 1.44 in the middle. The worst year filed is 2019, at 3.81. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,431,222 | $2,832,669 | $17,879,112 | 157 | 157 | 1.98 |
| 2016 | $919,415 | $1,328,764 | $12,151,546 | 118 | 110 | 1.45 |
| 2017 | $261,892 | $376,171 | $2,742,296 | 46 | 46 | 1.44 |
| 2018 | $1,140,480 | $1,620,430 | $16,456,508 | 120 | 119 | 1.42 |
| 2019 | $1,395,114 | $5,319,471 | $19,671,103 | 257 | 257 | 3.81 |
| 2020 | $517,258 | $678,897 | $8,608,670 | 73 | 73 | 1.31 |
| 2021 | $342,893 | $289,980 | $4,553,625 | 33 | 33 | 0.85 |
| 2022 | $279,319 | $348,487 | $3,172,231 | 40 | 40 | 1.25 |
| 2023 | $365,604 | $548,638 | $4,933,942 | 57 | 57 | 1.50 |
| 2024 | $1,356,845 | $3,603,875 | $17,763,347 | 209 | 209 | 2.66 |
Commodities insured in St. Joseph County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.92Low end of the filed band
- 1.51Middle of the filed band
- 2.74High end of the filed band
- 2019Worst year filed (4.01)
- 10Years filed
- $4,812,757Premium filed
- $9,700,978Indemnity paid
- $64,718,389Liability insured
- 95,668Quantity planted
- 96,743Quantity lost
- 507Policies
- 502Policies with a loss
- 2.02Loss ratio, whole span
Causes that carried the indemnity in St. Joseph County
- Excess Moisture/Precipitation/Rain $6,369,588 indemnity · 10 years
- Decline in Price $988,263 indemnity · 7 years
- ARPI/SCO/STAX Crops Only $982,600 indemnity · 5 years
- Drought $581,649 indemnity · 8 years
- Wind/Excess Wind $201,329 indemnity · 3 years
- Plant Disease $162,222 indemnity · 2 years
Soybeans 10 years filed
- 0.65Low end of the filed band
- 1.69Middle of the filed band
- 3.26High end of the filed band
- 2019Worst year filed (3.47)
- 10Years filed
- $3,197,285Premium filed
- $7,246,404Indemnity paid
- $43,213,991Liability insured
- 88,684Quantity planted
- 83,870Quantity lost
- 603Policies
- 599Policies with a loss
- 2.27Loss ratio, whole span
Causes that carried the indemnity in St. Joseph County
- Excess Moisture/Precipitation/Rain $2,837,728 indemnity · 10 years
- Drought $2,638,047 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $853,348 indemnity · 6 years
- Decline in Price $610,249 indemnity · 7 years
- Heat $144,403 indemnity · 4 years
- Frost $76,711 indemnity · 1 years
Every county-crop the agency files in Indiana → Buy the St. Joseph County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.