Crop-loss band · Indiana
Shelby County, Indiana — crop-loss band
- 0.54Low end of the filed band
- 0.97Middle of the filed band
- 1.78High end of the filed band
- 2015Worst year filed (1.83)
- 10Years filed
Every year the Risk Management Agency has filed for Shelby County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.54 at the low end to 1.78 at the high end, with 0.97 in the middle. The worst year filed is 2015, at 1.83. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,141,738 | $2,085,842 | $13,000,750 | 281 | 279 | 1.83 |
| 2016 | $1,067,349 | $1,027,285 | $12,130,494 | 181 | 181 | 0.96 |
| 2017 | $2,857,516 | $1,537,192 | $33,749,430 | 458 | 455 | 0.54 |
| 2018 | $838,598 | $1,359,074 | $10,959,456 | 178 | 178 | 1.62 |
| 2019 | $1,743,938 | $3,105,476 | $21,759,691 | 452 | 451 | 1.78 |
| 2020 | $1,111,548 | $607,999 | $14,350,712 | 193 | 193 | 0.55 |
| 2021 | $1,382,769 | $1,855,906 | $14,834,030 | 199 | 199 | 1.34 |
| 2022 | $843,386 | $819,966 | $9,476,253 | 121 | 121 | 0.97 |
| 2023 | $1,700,188 | $1,468,652 | $13,861,184 | 169 | 169 | 0.86 |
| 2024 | $2,037,028 | $2,300,142 | $26,913,002 | 341 | 341 | 1.13 |
Commodities insured in Shelby County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.49Low end of the filed band
- 0.92Middle of the filed band
- 2.27High end of the filed band
- 2019Worst year filed (2.33)
- 10Years filed
- $8,436,221Premium filed
- $8,563,808Indemnity paid
- $91,296,033Liability insured
- 143,637Quantity planted
- 110,313Quantity lost
- 1,179Policies
- 1,176Policies with a loss
- 1.02Loss ratio, whole span
Causes that carried the indemnity in Shelby County
- Excess Moisture/Precipitation/Rain $5,331,100 indemnity · 10 years
- Drought $1,453,811 indemnity · 8 years
- Decline in Price $1,131,253 indemnity · 8 years
- Cold Wet Weather $172,174 indemnity · 6 years
- Plant Disease $118,211 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $117,936 indemnity · 2 years
Soybeans 10 years filed
- 0.54Low end of the filed band
- 1.06Middle of the filed band
- 1.52High end of the filed band
- 2015Worst year filed (2.15)
- 10Years filed
- $5,973,805Premium filed
- $6,749,506Indemnity paid
- $77,705,901Liability insured
- 155,271Quantity planted
- 118,427Quantity lost
- 1,281Policies
- 1,279Policies with a loss
- 1.13Loss ratio, whole span
Causes that carried the indemnity in Shelby County
- Excess Moisture/Precipitation/Rain $3,872,992 indemnity · 10 years
- Drought $1,546,492 indemnity · 8 years
- Decline in Price $697,334 indemnity · 6 years
- ARPI/SCO/STAX/MP Crops Only $353,186 indemnity · 3 years
- Plant Disease $93,574 indemnity · 2 years
- Cold Wet Weather $79,661 indemnity · 7 years
Wheat 10 years filed
- 0.62Low end of the filed band
- 2.90Middle of the filed band
- 4.56High end of the filed band
- 2017Worst year filed (4.81)
- 10Years filed
- $314,032Premium filed
- $854,220Indemnity paid
- $2,033,068Liability insured
- 6,165Quantity planted
- 6,198Quantity lost
- 113Policies
- 112Policies with a loss
- 2.72Loss ratio, whole span
Causes that carried the indemnity in Shelby County
- Excess Moisture/Precipitation/Rain $597,088 indemnity · 10 years
- Frost $78,759 indemnity · 3 years
- Hail $39,114 indemnity · 1 years
- Plant Disease $37,961 indemnity · 2 years
- Cold Wet Weather $28,297 indemnity · 4 years
- Mycotoxin $22,191 indemnity · 2 years
Every county-crop the agency files in Indiana → Buy the Shelby County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.