Crop-loss band · Indiana
Starke County, Indiana — crop-loss band
- 1.25Low end of the filed band
- 2.02Middle of the filed band
- 2.74High end of the filed band
- 2015Worst year filed (4.60)
- 10Years filed
Every year the Risk Management Agency has filed for Starke County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.25 at the low end to 2.74 at the high end, with 2.02 in the middle. The worst year filed is 2015, at 4.60. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,637,664 | $7,527,422 | $21,760,982 | 294 | 294 | 4.60 |
| 2016 | $959,268 | $1,953,236 | $12,802,381 | 158 | 157 | 2.04 |
| 2017 | $469,624 | $1,287,221 | $4,786,048 | 94 | 94 | 2.74 |
| 2018 | $994,499 | $1,894,080 | $12,031,405 | 203 | 203 | 1.90 |
| 2019 | $1,338,328 | $3,440,880 | $16,791,191 | 253 | 253 | 2.57 |
| 2020 | $791,231 | $1,714,933 | $9,992,135 | 185 | 183 | 2.17 |
| 2021 | $708,079 | $914,620 | $7,833,498 | 89 | 89 | 1.29 |
| 2022 | $497,014 | $623,675 | $5,568,468 | 71 | 71 | 1.25 |
| 2023 | $509,951 | $996,278 | $5,079,615 | 92 | 92 | 1.95 |
| 2024 | $1,713,839 | $3,456,864 | $18,313,809 | 207 | 207 | 2.02 |
Commodities insured in Starke County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.07Low end of the filed band
- 1.68Middle of the filed band
- 1.79High end of the filed band
- 2015Worst year filed (4.92)
- 10Years filed
- $6,007,243Premium filed
- $13,893,377Indemnity paid
- $72,570,470Liability insured
- 123,983Quantity planted
- 120,441Quantity lost
- 794Policies
- 792Policies with a loss
- 2.31Loss ratio, whole span
Causes that carried the indemnity in Starke County
- Excess Moisture/Precipitation/Rain $7,066,845 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $3,558,790 indemnity · 7 years
- Drought $2,029,524 indemnity · 9 years
- Decline in Price $620,661 indemnity · 8 years
- Heat $346,853 indemnity · 7 years
- Cold Wet Weather $87,284 indemnity · 6 years
Soybeans 10 years filed
- 1.21Low end of the filed band
- 2.41Middle of the filed band
- 3.65High end of the filed band
- 2019Worst year filed (3.86)
- 10Years filed
- $3,058,623Premium filed
- $8,004,218Indemnity paid
- $35,978,002Liability insured
- 85,368Quantity planted
- 87,763Quantity lost
- 755Policies
- 754Policies with a loss
- 2.62Loss ratio, whole span
Causes that carried the indemnity in Starke County
- Drought $3,065,876 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $2,150,240 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $1,845,303 indemnity · 5 years
- Decline in Price $474,757 indemnity · 8 years
- Heat $261,256 indemnity · 8 years
- Cold Wet Weather $170,977 indemnity · 6 years
Mint 10 years filed
- 1.14Low end of the filed band
- 1.68Middle of the filed band
- 4.69High end of the filed band
- 2017Worst year filed (6.51)
- 10Years filed
- $553,631Premium filed
- $1,911,614Indemnity paid
- $6,411,060Liability insured
- 7,318Quantity planted
- 7,222Quantity lost
- 97Policies
- 97Policies with a loss
- 3.45Loss ratio, whole span
Causes that carried the indemnity in Starke County
- Excess Moisture/Precipitation/Rain $884,687 indemnity · 9 years
- Heat $398,081 indemnity · 5 years
- Cold Wet Weather $391,927 indemnity · 2 years
- Drought $157,204 indemnity · 4 years
- Insects $67,605 indemnity · 2 years
- Wind/Excess Wind $8,479 indemnity · 2 years
Every county-crop the agency files in Indiana → Buy the Starke County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.