Crop-loss band · Indiana
Switzerland County, Indiana — crop-loss band
- 0.97Low end of the filed band
- 1.59Middle of the filed band
- 2.88High end of the filed band
- 2020Worst year filed (3.00)
- 10Years filed
Every year the Risk Management Agency has filed for Switzerland County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.97 at the low end to 2.88 at the high end, with 1.59 in the middle. The worst year filed is 2020, at 3.00. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $268,892 | $622,579 | $1,394,612 | 55 | 55 | 2.32 |
| 2016 | $199,145 | $457,894 | $987,451 | 34 | 34 | 2.30 |
| 2017 | $393,726 | $383,572 | $2,213,642 | 64 | 64 | 0.97 |
| 2018 | $100,652 | $159,747 | $569,817 | 45 | 45 | 1.59 |
| 2019 | $501,759 | $1,444,803 | $3,050,305 | 100 | 100 | 2.88 |
| 2020 | $142,994 | $428,946 | $739,195 | 36 | 36 | 3.00 |
| 2021 | $143,783 | $237,750 | $803,856 | 38 | 37 | 1.65 |
| 2022 | $221,199 | $275,126 | $1,463,890 | 44 | 44 | 1.24 |
| 2023 | $161,770 | $185,605 | $1,135,386 | 28 | 28 | 1.15 |
| 2024 | $448,045 | $706,437 | $3,506,680 | 72 | 72 | 1.58 |
Commodities insured in Switzerland County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.75Low end of the filed band
- 1.55Middle of the filed band
- 2.93High end of the filed band
- 2020Worst year filed (3.50)
- 10Years filed
- $1,075,269Premium filed
- $2,082,428Indemnity paid
- $6,450,347Liability insured
- 14,727Quantity planted
- 13,869Quantity lost
- 181Policies
- 180Policies with a loss
- 1.94Loss ratio, whole span
Causes that carried the indemnity in Switzerland County
- Excess Moisture/Precipitation/Rain $1,714,523 indemnity · 10 years
- Drought $281,146 indemnity · 6 years
- Wildlife $41,420 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $24,981 indemnity · 1 years
- Decline in Price $16,741 indemnity · 3 years
- Cold Wet Weather $1,729 indemnity · 1 years
Soybeans 10 years filed
- 0.58Low end of the filed band
- 1.48Middle of the filed band
- 2.34High end of the filed band
- 2019Worst year filed (2.93)
- 10Years filed
- $1,156,274Premium filed
- $1,936,365Indemnity paid
- $7,579,671Liability insured
- 21,061Quantity planted
- 20,072Quantity lost
- 264Policies
- 264Policies with a loss
- 1.67Loss ratio, whole span
Causes that carried the indemnity in Switzerland County
- Excess Moisture/Precipitation/Rain $1,025,171 indemnity · 10 years
- Drought $729,546 indemnity · 8 years
- Decline in Price $86,605 indemnity · 6 years
- Wildlife $85,900 indemnity · 6 years
- Wind/Excess Wind $6,392 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $2,220 indemnity · 1 years
Burley Tobacco 9 years filed
- 0.55Low end of the filed band
- 1.89Middle of the filed band
- 3.44High end of the filed band
- 2015Worst year filed (3.44)
- 9Years filed
- $350,422Premium filed
- $883,666Indemnity paid
- $1,834,816Liability insured
- 658Quantity planted
- 660Quantity lost
- 71Policies
- 71Policies with a loss
- 2.52Loss ratio, whole span
Causes that carried the indemnity in Switzerland County
- Excess Moisture/Precipitation/Rain $805,102 indemnity · 8 years
- Hail $33,720 indemnity · 2 years
- Freeze $27,266 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $10,140 indemnity · 2 years
- Drought $7,438 indemnity · 2 years
Every county-crop the agency files in Indiana → Buy the Switzerland County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.