Crop-loss band · Indiana
Vermillion County, Indiana — crop-loss band
- 0.86Low end of the filed band
- 1.30Middle of the filed band
- 2.31High end of the filed band
- 2015Worst year filed (2.50)
- 10Years filed
Every year the Risk Management Agency has filed for Vermillion County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.86 at the low end to 2.31 at the high end, with 1.30 in the middle. The worst year filed is 2015, at 2.50. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,290,408 | $3,225,114 | $12,472,890 | 124 | 124 | 2.50 |
| 2016 | $152,061 | $158,951 | $1,631,296 | 26 | 23 | 1.05 |
| 2017 | $1,423,482 | $1,305,997 | $14,000,499 | 168 | 164 | 0.92 |
| 2018 | $500,251 | $511,359 | $5,412,522 | 59 | 59 | 1.02 |
| 2019 | $891,269 | $2,039,604 | $12,089,288 | 142 | 141 | 2.29 |
| 2020 | $735,077 | $633,411 | $10,082,217 | 94 | 94 | 0.86 |
| 2021 | $261,922 | $604,943 | $2,407,610 | 50 | 50 | 2.31 |
| 2022 | $369,465 | $670,337 | $3,754,149 | 45 | 45 | 1.81 |
| 2023 | $644,098 | $837,435 | $7,284,141 | 67 | 67 | 1.30 |
| 2024 | $303,752 | $574,346 | $3,914,274 | 57 | 57 | 1.89 |
Commodities insured in Vermillion County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.71Low end of the filed band
- 1.18Middle of the filed band
- 2.45High end of the filed band
- 2022Worst year filed (2.91)
- 10Years filed
- $4,473,577Premium filed
- $7,179,588Indemnity paid
- $49,087,420Liability insured
- 78,423Quantity planted
- 57,201Quantity lost
- 435Policies
- 431Policies with a loss
- 1.60Loss ratio, whole span
Causes that carried the indemnity in Vermillion County
- Excess Moisture/Precipitation/Rain $4,544,015 indemnity · 10 years
- Drought $901,031 indemnity · 8 years
- ARPI/SCO/STAX Crops Only $709,772 indemnity · 3 years
- Decline in Price $489,658 indemnity · 8 years
- Flood $263,911 indemnity · 3 years
- Cold Wet Weather $112,901 indemnity · 6 years
Soybeans 10 years filed
- 0.72Low end of the filed band
- 1.25Middle of the filed band
- 2.78High end of the filed band
- 2015Worst year filed (3.08)
- 10Years filed
- $2,098,208Premium filed
- $3,381,909Indemnity paid
- $23,961,466Liability insured
- 50,791Quantity planted
- 40,182Quantity lost
- 397Policies
- 393Policies with a loss
- 1.61Loss ratio, whole span
Causes that carried the indemnity in Vermillion County
- Excess Moisture/Precipitation/Rain $1,703,330 indemnity · 10 years
- Drought $821,556 indemnity · 8 years
- Decline in Price $540,177 indemnity · 7 years
- Flood $173,456 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $59,475 indemnity · 2 years
- Heat $23,666 indemnity · 4 years
Every county-crop the agency files in Indiana → Buy the Vermillion County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.