Crop-loss band · Indiana
Whitley County, Indiana — crop-loss band
- 0.35Low end of the filed band
- 0.70Middle of the filed band
- 2.32High end of the filed band
- 2024Worst year filed (2.51)
- 10Years filed
Every year the Risk Management Agency has filed for Whitley County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.35 at the low end to 2.32 at the high end, with 0.70 in the middle. The worst year filed is 2024, at 2.51. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,130,417 | $4,930,153 | $37,530,885 | 296 | 296 | 1.57 |
| 2016 | $2,011,314 | $1,709,434 | $21,771,740 | 147 | 136 | 0.85 |
| 2017 | $1,473,812 | $1,031,227 | $22,084,779 | 193 | 184 | 0.70 |
| 2018 | $886,365 | $547,230 | $11,774,781 | 75 | 74 | 0.62 |
| 2019 | $972,199 | $2,254,501 | $12,354,951 | 170 | 167 | 2.32 |
| 2020 | $2,025,128 | $717,866 | $29,856,223 | 191 | 187 | 0.35 |
| 2021 | $555,028 | $196,479 | $9,249,208 | 48 | 48 | 0.35 |
| 2022 | $1,017,961 | $413,684 | $15,457,395 | 73 | 73 | 0.41 |
| 2023 | $4,134,314 | $5,002,630 | $40,340,557 | 318 | 318 | 1.21 |
| 2024 | $4,764,359 | $11,944,134 | $58,491,016 | 471 | 471 | 2.51 |
Commodities insured in Whitley County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.28Low end of the filed band
- 0.88Middle of the filed band
- 1.85High end of the filed band
- 2019Worst year filed (5.64)
- 10Years filed
- $13,190,127Premium filed
- $15,181,013Indemnity paid
- $142,416,540Liability insured
- 170,511Quantity planted
- 166,324Quantity lost
- 996Policies
- 981Policies with a loss
- 1.15Loss ratio, whole span
Causes that carried the indemnity in Whitley County
- ARPI/SCO/STAX Crops Only $6,813,333 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $4,105,942 indemnity · 10 years
- Mycotoxin $1,434,034 indemnity · 2 years
- Drought $1,394,909 indemnity · 6 years
- Decline in Price $954,462 indemnity · 8 years
- Other (Snow, Lightning, Etc.) $190,443 indemnity · 6 years
Soybeans 10 years filed
- 0.38Low end of the filed band
- 0.70Middle of the filed band
- 1.71High end of the filed band
- 2024Worst year filed (4.00)
- 10Years filed
- $7,780,770Premium filed
- $13,566,325Indemnity paid
- $116,494,995Liability insured
- 174,739Quantity planted
- 171,450Quantity lost
- 986Policies
- 973Policies with a loss
- 1.74Loss ratio, whole span
Causes that carried the indemnity in Whitley County
- ARPI/SCO/STAX Crops Only $5,302,921 indemnity · 6 years
- Drought $4,685,342 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $2,612,152 indemnity · 10 years
- Decline in Price $711,297 indemnity · 7 years
- Other (Snow, Lightning, Etc.) $129,298 indemnity · 2 years
- Cold Wet Weather $74,150 indemnity · 6 years
Every county-crop the agency files in Indiana → Buy the Whitley County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.