Crop-loss band · Kansas
Bourbon County, Kansas — crop-loss band
- 0.82Low end of the filed band
- 1.77Middle of the filed band
- 2.31High end of the filed band
- 2022Worst year filed (2.91)
- 10Years filed
Every year the Risk Management Agency has filed for Bourbon County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.82 at the low end to 2.31 at the high end, with 1.77 in the middle. The worst year filed is 2022, at 2.91. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $607,336 | $1,306,563 | $2,985,290 | 201 | 197 | 2.15 |
| 2016 | $113,725 | $105,610 | $557,696 | 44 | 41 | 0.93 |
| 2017 | $399,786 | $328,443 | $2,211,096 | 105 | 97 | 0.82 |
| 2018 | $430,811 | $762,503 | $2,829,513 | 129 | 125 | 1.77 |
| 2019 | $757,823 | $1,749,805 | $4,576,006 | 253 | 253 | 2.31 |
| 2020 | $982,234 | $2,037,882 | $6,171,309 | 259 | 259 | 2.07 |
| 2021 | $823,580 | $1,113,305 | $5,275,624 | 190 | 190 | 1.35 |
| 2022 | $3,203,131 | $9,320,971 | $20,703,927 | 498 | 498 | 2.91 |
| 2023 | $2,176,112 | $3,535,937 | $13,567,805 | 397 | 397 | 1.62 |
| 2024 | $2,126,134 | $4,512,262 | $12,762,307 | 400 | 400 | 2.12 |
Commodities insured in Bourbon County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.85Low end of the filed band
- 1.78Middle of the filed band
- 2.29High end of the filed band
- 2022Worst year filed (3.11)
- 10Years filed
- $7,245,660Premium filed
- $16,517,372Indemnity paid
- $46,526,201Liability insured
- 158,712Quantity planted
- 161,378Quantity lost
- 1,381Policies
- 1,368Policies with a loss
- 2.28Loss ratio, whole span
Causes that carried the indemnity in Bourbon County
- Drought $11,024,535 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $3,275,480 indemnity · 10 years
- Heat $1,455,990 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $498,906 indemnity · 3 years
- Decline in Price $174,615 indemnity · 7 years
- Insects $34,355 indemnity · 2 years
Corn 10 years filed
- 0.57Low end of the filed band
- 1.46Middle of the filed band
- 2.42High end of the filed band
- 2022Worst year filed (2.56)
- 10Years filed
- $3,523,317Premium filed
- $6,539,476Indemnity paid
- $20,334,951Liability insured
- 51,809Quantity planted
- 51,102Quantity lost
- 639Policies
- 633Policies with a loss
- 1.86Loss ratio, whole span
Causes that carried the indemnity in Bourbon County
- Drought $3,336,828 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $2,430,584 indemnity · 10 years
- Heat $355,368 indemnity · 5 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $128,247 indemnity · 4 years
- Flood $91,561 indemnity · 3 years
- Decline in Price $57,104 indemnity · 7 years
Pasture,Rangeland,Forage 7 years filed
- 0.09Low end of the filed band
- 1.86Middle of the filed band
- 2.09High end of the filed band
- 2024Worst year filed (2.09)
- 7Years filed
- $491,575Premium filed
- $896,756Indemnity paid
- $2,874,653Liability insured
- 40,697Quantity planted
- 0Quantity lost
- 326Policies
- 326Policies with a loss
- 1.82Loss ratio, whole span
Causes that carried the indemnity in Bourbon County
- ARPI/SCO/STAX/MP Crops Only $896,756 indemnity · 7 years
Wheat 10 years filed
- 1.14Low end of the filed band
- 1.99Middle of the filed band
- 3.12High end of the filed band
- 2019Worst year filed (3.22)
- 10Years filed
- $360,120Premium filed
- $819,677Indemnity paid
- $1,904,768Liability insured
- 13,533Quantity planted
- 13,533Quantity lost
- 130Policies
- 130Policies with a loss
- 2.28Loss ratio, whole span
Causes that carried the indemnity in Bourbon County
- Excess Moisture/Precipitation/Rain $707,613 indemnity · 9 years
- Drought $58,442 indemnity · 2 years
- Cold Winter $22,206 indemnity · 1 years
- Mycotoxin $19,249 indemnity · 1 years
- Decline in Price $6,894 indemnity · 3 years
- Flood $2,539 indemnity · 1 years
Every county-crop the agency files in Kansas → Buy the Bourbon County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.