Crop-loss band · Kansas
Cowley County, Kansas — crop-loss band
- 1.27Low end of the filed band
- 1.97Middle of the filed band
- 3.37High end of the filed band
- 2022Worst year filed (3.41)
- 10Years filed
Every year the Risk Management Agency has filed for Cowley County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.27 at the low end to 3.37 at the high end, with 1.97 in the middle. The worst year filed is 2022, at 3.41. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,704,074 | $2,826,488 | $8,135,169 | 919 | 919 | 1.66 |
| 2016 | $720,979 | $1,154,407 | $3,004,173 | 374 | 374 | 1.60 |
| 2017 | $1,544,917 | $1,964,549 | $6,548,778 | 447 | 447 | 1.27 |
| 2018 | $494,357 | $989,759 | $2,626,873 | 197 | 197 | 2.00 |
| 2019 | $1,771,693 | $4,150,782 | $9,333,472 | 741 | 740 | 2.34 |
| 2020 | $394,813 | $789,605 | $2,412,856 | 153 | 153 | 2.00 |
| 2021 | $1,942,813 | $3,106,860 | $10,785,162 | 455 | 453 | 1.60 |
| 2022 | $7,051,992 | $24,036,794 | $42,034,417 | 1,482 | 1,482 | 3.41 |
| 2023 | $6,194,480 | $20,861,565 | $38,706,752 | 1,501 | 1,501 | 3.37 |
| 2024 | $3,781,060 | $7,439,388 | $21,129,949 | 873 | 873 | 1.97 |
Commodities insured in Cowley County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.69Low end of the filed band
- 1.41Middle of the filed band
- 3.77High end of the filed band
- 2022Worst year filed (3.86)
- 10Years filed
- $14,124,567Premium filed
- $38,966,199Indemnity paid
- $79,268,879Liability insured
- 283,998Quantity planted
- 286,097Quantity lost
- 3,078Policies
- 3,076Policies with a loss
- 2.76Loss ratio, whole span
Causes that carried the indemnity in Cowley County
- Drought $23,607,051 indemnity · 9 years
- Heat $11,702,172 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $1,938,322 indemnity · 10 years
- Hail $422,105 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $343,581 indemnity · 4 years
- Decline in Price $289,080 indemnity · 9 years
Wheat 10 years filed
- 1.10Low end of the filed band
- 2.15Middle of the filed band
- 2.98High end of the filed band
- 2023Worst year filed (3.03)
- 10Years filed
- $4,862,509Premium filed
- $11,943,624Indemnity paid
- $28,831,617Liability insured
- 144,156Quantity planted
- 144,368Quantity lost
- 2,291Policies
- 2,290Policies with a loss
- 2.46Loss ratio, whole span
Causes that carried the indemnity in Cowley County
- Drought $7,327,712 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,943,048 indemnity · 9 years
- Freeze $968,689 indemnity · 6 years
- Hail $411,246 indemnity · 8 years
- ARPI/SCO/STAX Crops Only $376,455 indemnity · 3 years
- Decline in Price $237,246 indemnity · 6 years
Corn 10 years filed
- 0.76Low end of the filed band
- 1.48Middle of the filed band
- 2.65High end of the filed band
- 2020Worst year filed (3.46)
- 10Years filed
- $4,079,809Premium filed
- $8,574,928Indemnity paid
- $20,184,125Liability insured
- 55,340Quantity planted
- 56,940Quantity lost
- 756Policies
- 756Policies with a loss
- 2.10Loss ratio, whole span
Causes that carried the indemnity in Cowley County
- Drought $4,356,054 indemnity · 10 years
- Heat $1,515,016 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,210,732 indemnity · 6 years
- Flood $866,760 indemnity · 4 years
- Hail $203,047 indemnity · 4 years
- ARPI/SCO/STAX/MP Crops Only $120,724 indemnity · 2 years
Cotton 7 years filed
- 1.67Low end of the filed band
- 3.33Middle of the filed band
- 7.58High end of the filed band
- 2021Worst year filed (7.58)
- 7Years filed
- $1,037,083Premium filed
- $3,438,257Indemnity paid
- $6,855,481Liability insured
- 14,491Quantity planted
- 15,343Quantity lost
- 149Policies
- 149Policies with a loss
- 3.32Loss ratio, whole span
Causes that carried the indemnity in Cowley County
- Drought $1,877,864 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $1,034,288 indemnity · 6 years
- Cold Wet Weather $175,376 indemnity · 2 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $144,258 indemnity · 4 years
- Heat $93,212 indemnity · 2 years
- Hot Wind $50,055 indemnity · 3 years
Grain Sorghum 10 years filed
- 1.22Low end of the filed band
- 2.02Middle of the filed band
- 4.09High end of the filed band
- 2022Worst year filed (4.52)
- 10Years filed
- $823,403Premium filed
- $2,903,797Indemnity paid
- $6,049,603Liability insured
- 26,810Quantity planted
- 26,725Quantity lost
- 602Policies
- 602Policies with a loss
- 3.53Loss ratio, whole span
Causes that carried the indemnity in Cowley County
- Drought $1,812,262 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $484,984 indemnity · 9 years
- Heat $357,679 indemnity · 6 years
- Insects $112,281 indemnity · 3 years
- Decline in Price $56,932 indemnity · 7 years
- Other (Snow, Lightning, Etc.) $24,048 indemnity · 2 years
Pasture,Rangeland,Forage 9 years filed
- 0.57Low end of the filed band
- 2.36Middle of the filed band
- 3.30High end of the filed band
- 2017Worst year filed (3.30)
- 9Years filed
- $673,807Premium filed
- $1,493,392Indemnity paid
- $3,527,894Liability insured
- 68,188Quantity planted
- 0Quantity lost
- 266Policies
- 266Policies with a loss
- 2.22Loss ratio, whole span
Causes that carried the indemnity in Cowley County
- ARPI/SCO/STAX Crops Only $1,493,392 indemnity · 9 years
Every county-crop the agency files in Kansas → Buy the Cowley County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.