Crop-loss band · Kansas
Elk County, Kansas — crop-loss band
- 1.29Low end of the filed band
- 2.04Middle of the filed band
- 3.97High end of the filed band
- 2023Worst year filed (4.74)
- 10Years filed
Every year the Risk Management Agency has filed for Elk County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.29 at the low end to 3.97 at the high end, with 2.04 in the middle. The worst year filed is 2023, at 4.74. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $171,838 | $350,766 | $928,066 | 69 | 69 | 2.04 |
| 2016 | $109,298 | $140,993 | $553,540 | 37 | 36 | 1.29 |
| 2017 | $95,463 | $174,501 | $522,463 | 39 | 39 | 1.83 |
| 2018 | $163,252 | $319,168 | $1,078,985 | 58 | 58 | 1.96 |
| 2019 | $211,229 | $546,108 | $1,156,958 | 74 | 74 | 2.59 |
| 2020 | $193,338 | $442,380 | $1,205,863 | 77 | 76 | 2.29 |
| 2021 | $282,970 | $454,528 | $1,816,395 | 63 | 63 | 1.61 |
| 2022 | $962,589 | $3,820,985 | $6,750,114 | 164 | 164 | 3.97 |
| 2023 | $973,876 | $4,620,442 | $7,163,244 | 205 | 205 | 4.74 |
| 2024 | $686,180 | $1,786,644 | $4,431,259 | 139 | 139 | 2.60 |
Commodities insured in Elk County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.71Low end of the filed band
- 2.16Middle of the filed band
- 4.38High end of the filed band
- 2023Worst year filed (6.27)
- 10Years filed
- $2,200,594Premium filed
- $8,527,921Indemnity paid
- $15,319,311Liability insured
- 53,182Quantity planted
- 52,419Quantity lost
- 495Policies
- 494Policies with a loss
- 3.88Loss ratio, whole span
Causes that carried the indemnity in Elk County
- Drought $6,719,279 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $853,503 indemnity · 7 years
- Heat $755,771 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $86,223 indemnity · 4 years
- Decline in Price $58,770 indemnity · 6 years
- Freeze $31,864 indemnity · 2 years
Corn 10 years filed
- 1.31Low end of the filed band
- 2.17Middle of the filed band
- 3.22High end of the filed band
- 2021Worst year filed (5.37)
- 10Years filed
- $843,703Premium filed
- $2,397,754Indemnity paid
- $5,716,267Liability insured
- 13,250Quantity planted
- 13,292Quantity lost
- 152Policies
- 152Policies with a loss
- 2.84Loss ratio, whole span
Causes that carried the indemnity in Elk County
- Drought $1,864,660 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $314,530 indemnity · 8 years
- Heat $119,009 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $56,605 indemnity · 3 years
- Decline in Price $25,665 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $11,734 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 1.03Low end of the filed band
- 1.73Middle of the filed band
- 2.26High end of the filed band
- 2022Worst year filed (2.96)
- 10Years filed
- $511,628Premium filed
- $953,584Indemnity paid
- $2,890,718Liability insured
- 65,288Quantity planted
- 0Quantity lost
- 174Policies
- 174Policies with a loss
- 1.86Loss ratio, whole span
Causes that carried the indemnity in Elk County
- ARPI/SCO/STAX Crops Only $953,584 indemnity · 10 years
Wheat 10 years filed
- 0.77Low end of the filed band
- 2.35Middle of the filed band
- 3.54High end of the filed band
- 2022Worst year filed (4.51)
- 10Years filed
- $294,108Premium filed
- $777,256Indemnity paid
- $1,680,591Liability insured
- 11,430Quantity planted
- 11,437Quantity lost
- 104Policies
- 103Policies with a loss
- 2.64Loss ratio, whole span
Causes that carried the indemnity in Elk County
- Excess Moisture/Precipitation/Rain $541,217 indemnity · 8 years
- Drought $204,020 indemnity · 7 years
- Frost $10,426 indemnity · 1 years
- Freeze $8,229 indemnity · 3 years
- Decline in Price $5,562 indemnity · 3 years
- Heat $3,564 indemnity · 1 years
Every county-crop the agency files in Kansas → Buy the Elk County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.