Crop-loss band · Kansas
Finney County, Kansas — crop-loss band
- 1.43Low end of the filed band
- 1.99Middle of the filed band
- 2.43High end of the filed band
- 2022Worst year filed (3.51)
- 10Years filed
Every year the Risk Management Agency has filed for Finney County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.43 at the low end to 2.43 at the high end, with 1.99 in the middle. The worst year filed is 2022, at 3.51. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,424,587 | $4,680,726 | $11,823,864 | 763 | 763 | 1.93 |
| 2016 | $801,082 | $1,495,727 | $4,912,270 | 132 | 130 | 1.87 |
| 2017 | $2,384,017 | $4,754,944 | $14,372,490 | 633 | 632 | 1.99 |
| 2018 | $1,784,319 | $2,792,232 | $12,215,090 | 429 | 429 | 1.56 |
| 2019 | $1,254,878 | $1,792,706 | $8,845,982 | 319 | 317 | 1.43 |
| 2020 | $4,216,010 | $8,473,377 | $21,176,723 | 906 | 905 | 2.01 |
| 2021 | $5,726,724 | $12,830,338 | $25,437,233 | 811 | 811 | 2.24 |
| 2022 | $19,611,889 | $68,827,386 | $98,670,048 | 2,292 | 2,292 | 3.51 |
| 2023 | $17,290,055 | $38,950,808 | $86,161,073 | 1,832 | 1,830 | 2.25 |
| 2024 | $10,359,774 | $25,131,193 | $60,318,947 | 1,362 | 1,362 | 2.43 |
Commodities insured in Finney County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.45Low end of the filed band
- 2.65Middle of the filed band
- 3.65High end of the filed band
- 2015Worst year filed (5.17)
- 10Years filed
- $20,982,599Premium filed
- $62,440,967Indemnity paid
- $144,767,429Liability insured
- 315,216Quantity planted
- 317,591Quantity lost
- 2,098Policies
- 2,097Policies with a loss
- 2.98Loss ratio, whole span
Causes that carried the indemnity in Finney County
- Drought $21,103,324 indemnity · 8 years
- Hail $19,287,927 indemnity · 9 years
- Heat $8,330,484 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $5,384,620 indemnity · 7 years
- Hot Wind $4,847,010 indemnity · 10 years
- Wind/Excess Wind $1,198,361 indemnity · 7 years
Grain Sorghum 10 years filed
- 0.87Low end of the filed band
- 1.51Middle of the filed band
- 2.15High end of the filed band
- 2022Worst year filed (4.01)
- 10Years filed
- $23,545,777Premium filed
- $62,225,313Indemnity paid
- $107,132,060Liability insured
- 338,966Quantity planted
- 342,018Quantity lost
- 2,784Policies
- 2,779Policies with a loss
- 2.64Loss ratio, whole span
Causes that carried the indemnity in Finney County
- Drought $42,827,249 indemnity · 10 years
- Heat $5,904,577 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $5,606,368 indemnity · 4 years
- Hail $3,735,604 indemnity · 9 years
- Hot Wind $1,972,040 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $790,850 indemnity · 9 years
Wheat 10 years filed
- 0.87Low end of the filed band
- 1.70Middle of the filed band
- 2.22High end of the filed band
- 2023Worst year filed (2.42)
- 10Years filed
- $15,312,798Premium filed
- $31,901,471Indemnity paid
- $65,822,759Liability insured
- 322,107Quantity planted
- 323,084Quantity lost
- 3,545Policies
- 3,543Policies with a loss
- 2.08Loss ratio, whole span
Causes that carried the indemnity in Finney County
- Drought $21,894,183 indemnity · 9 years
- Hail $3,493,529 indemnity · 10 years
- Wind/Excess Wind $2,556,610 indemnity · 8 years
- Hot Wind $913,344 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $600,430 indemnity · 2 years
- Freeze $493,232 indemnity · 7 years
Pasture,Rangeland,Forage 10 years filed
- 0.98Low end of the filed band
- 1.96Middle of the filed band
- 2.53High end of the filed band
- 2022Worst year filed (2.60)
- 10Years filed
- $4,079,649Premium filed
- $8,476,515Indemnity paid
- $15,577,673Liability insured
- 293,240Quantity planted
- 0Quantity lost
- 759Policies
- 759Policies with a loss
- 2.08Loss ratio, whole span
Causes that carried the indemnity in Finney County
- ARPI/SCO/STAX Crops Only $8,476,515 indemnity · 10 years
Annual Forage 6 years filed
- 1.14Low end of the filed band
- 1.76Middle of the filed band
- 2.45High end of the filed band
- 2022Worst year filed (2.45)
- 6Years filed
- $1,286,206Premium filed
- $2,779,810Indemnity paid
- $4,575,883Liability insured
- 20,477Quantity planted
- 0Quantity lost
- 167Policies
- 167Policies with a loss
- 2.16Loss ratio, whole span
Causes that carried the indemnity in Finney County
- ARPI/SCO/STAX/MP Crops Only $2,779,810 indemnity · 6 years
Soybeans 10 years filed
- 1.10Low end of the filed band
- 1.79Middle of the filed band
- 4.45High end of the filed band
- 2021Worst year filed (5.57)
- 10Years filed
- $646,306Premium filed
- $1,905,361Indemnity paid
- $6,057,915Liability insured
- 12,792Quantity planted
- 13,113Quantity lost
- 126Policies
- 126Policies with a loss
- 2.95Loss ratio, whole span
Causes that carried the indemnity in Finney County
- Heat $778,505 indemnity · 4 years
- Hail $718,189 indemnity · 9 years
- Hot Wind $158,429 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $91,941 indemnity · 2 years
- Wind/Excess Wind $42,832 indemnity · 4 years
- Decline in Price $39,561 indemnity · 3 years
Every county-crop the agency files in Kansas → Buy the Finney County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.