Crop-loss band · Kansas
Ford County, Kansas — crop-loss band
- 1.56Low end of the filed band
- 2.00Middle of the filed band
- 2.84High end of the filed band
- 2022Worst year filed (2.98)
- 10Years filed
Every year the Risk Management Agency has filed for Ford County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.56 at the low end to 2.84 at the high end, with 2.00 in the middle. The worst year filed is 2022, at 2.98. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,376,156 | $2,402,411 | $7,807,208 | 520 | 520 | 1.75 |
| 2016 | $398,605 | $619,903 | $2,258,612 | 168 | 168 | 1.56 |
| 2017 | $1,009,227 | $2,755,446 | $8,005,863 | 328 | 328 | 2.73 |
| 2018 | $1,885,817 | $4,098,107 | $12,399,030 | 696 | 691 | 2.17 |
| 2019 | $1,206,690 | $2,418,032 | $8,184,376 | 345 | 342 | 2.00 |
| 2020 | $811,928 | $1,318,848 | $4,731,727 | 293 | 292 | 1.62 |
| 2021 | $472,252 | $875,357 | $2,413,647 | 180 | 180 | 1.85 |
| 2022 | $10,165,145 | $30,253,953 | $60,202,063 | 1,449 | 1,449 | 2.98 |
| 2023 | $10,377,709 | $23,280,526 | $59,109,223 | 1,514 | 1,514 | 2.24 |
| 2024 | $4,239,614 | $12,027,263 | $28,852,829 | 1,039 | 1,039 | 2.84 |
Commodities insured in Ford County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.58Low end of the filed band
- 2.08Middle of the filed band
- 2.95High end of the filed band
- 2024Worst year filed (3.27)
- 10Years filed
- $15,079,444Premium filed
- $40,163,438Indemnity paid
- $89,766,737Liability insured
- 389,521Quantity planted
- 389,472Quantity lost
- 3,668Policies
- 3,664Policies with a loss
- 2.66Loss ratio, whole span
Causes that carried the indemnity in Ford County
- Drought $26,603,387 indemnity · 10 years
- Hail $6,919,161 indemnity · 10 years
- Wind/Excess Wind $1,696,073 indemnity · 6 years
- Freeze $1,186,097 indemnity · 9 years
- Decline in Price $1,014,135 indemnity · 8 years
- Hot Wind $570,920 indemnity · 7 years
Grain Sorghum 10 years filed
- 1.04Low end of the filed band
- 1.32Middle of the filed band
- 1.77High end of the filed band
- 2022Worst year filed (2.83)
- 10Years filed
- $13,039,065Premium filed
- $27,862,759Indemnity paid
- $68,934,043Liability insured
- 207,148Quantity planted
- 205,433Quantity lost
- 1,820Policies
- 1,816Policies with a loss
- 2.14Loss ratio, whole span
Causes that carried the indemnity in Ford County
- Drought $19,530,525 indemnity · 10 years
- Heat $2,464,246 indemnity · 10 years
- Hot Wind $2,011,907 indemnity · 10 years
- Decline in Price $1,125,169 indemnity · 8 years
- Hail $916,869 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $893,130 indemnity · 9 years
Corn 10 years filed
- 1.49Low end of the filed band
- 2.84Middle of the filed band
- 4.30High end of the filed band
- 2017Worst year filed (4.46)
- 10Years filed
- $2,518,894Premium filed
- $8,701,513Indemnity paid
- $24,743,341Liability insured
- 43,132Quantity planted
- 43,122Quantity lost
- 394Policies
- 393Policies with a loss
- 3.45Loss ratio, whole span
Causes that carried the indemnity in Ford County
- Heat $2,126,980 indemnity · 6 years
- Hail $1,599,791 indemnity · 9 years
- Drought $1,570,673 indemnity · 9 years
- Mycotoxin $1,383,677 indemnity · 1 years
- Decline in Price $828,122 indemnity · 8 years
- Hot Wind $570,555 indemnity · 7 years
Soybeans 10 years filed
- 0.61Low end of the filed band
- 3.01Middle of the filed band
- 4.48High end of the filed band
- 2024Worst year filed (5.00)
- 10Years filed
- $621,317Premium filed
- $2,134,487Indemnity paid
- $7,448,668Liability insured
- 15,628Quantity planted
- 15,529Quantity lost
- 192Policies
- 192Policies with a loss
- 3.44Loss ratio, whole span
Causes that carried the indemnity in Ford County
- Hail $1,330,844 indemnity · 10 years
- Heat $400,006 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $127,798 indemnity · 5 years
- Hot Wind $103,778 indemnity · 7 years
- Decline in Price $64,515 indemnity · 7 years
- Other (Snow, Lightning, Etc.) $34,205 indemnity · 2 years
Pasture,Rangeland,Forage 10 years filed
- 1.16Low end of the filed band
- 1.82Middle of the filed band
- 2.64High end of the filed band
- 2017Worst year filed (2.96)
- 10Years filed
- $684,423Premium filed
- $1,187,649Indemnity paid
- $3,071,788Liability insured
- 82,148Quantity planted
- 0Quantity lost
- 458Policies
- 458Policies with a loss
- 1.74Loss ratio, whole span
Causes that carried the indemnity in Ford County
- ARPI/SCO/STAX Crops Only $1,187,649 indemnity · 10 years
Every county-crop the agency files in Kansas → Buy the Ford County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.