Crop-loss band · Kansas
Gove County, Kansas — crop-loss band
- 1.37Low end of the filed band
- 1.98Middle of the filed band
- 2.52High end of the filed band
- 2022Worst year filed (3.96)
- 10Years filed
Every year the Risk Management Agency has filed for Gove County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.37 at the low end to 2.52 at the high end, with 1.98 in the middle. The worst year filed is 2022, at 3.96. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,955,951 | $7,828,965 | $18,712,086 | 1,067 | 1,067 | 1.98 |
| 2016 | $872,201 | $1,531,520 | $4,116,868 | 285 | 285 | 1.76 |
| 2017 | $1,999,859 | $3,627,191 | $9,486,631 | 655 | 654 | 1.81 |
| 2018 | $1,258,183 | $1,720,624 | $6,293,116 | 350 | 348 | 1.37 |
| 2019 | $1,196,409 | $2,024,630 | $5,969,958 | 253 | 253 | 1.69 |
| 2020 | $1,513,801 | $3,146,037 | $7,616,716 | 292 | 292 | 2.08 |
| 2021 | $5,051,760 | $10,404,033 | $21,019,175 | 385 | 385 | 2.06 |
| 2022 | $13,528,738 | $53,529,912 | $59,932,311 | 1,360 | 1,360 | 3.96 |
| 2023 | $13,944,927 | $35,165,559 | $63,429,229 | 1,499 | 1,499 | 2.52 |
| 2024 | $7,715,319 | $15,332,625 | $37,096,257 | 1,056 | 1,056 | 1.99 |
Commodities insured in Gove County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.14Low end of the filed band
- 1.59Middle of the filed band
- 2.51High end of the filed band
- 2022Worst year filed (4.28)
- 10Years filed
- $28,261,969Premium filed
- $80,043,097Indemnity paid
- $130,305,599Liability insured
- 390,151Quantity planted
- 390,624Quantity lost
- 2,437Policies
- 2,437Policies with a loss
- 2.83Loss ratio, whole span
Causes that carried the indemnity in Gove County
- Drought $56,620,425 indemnity · 10 years
- Heat $10,340,014 indemnity · 8 years
- Hail $7,967,912 indemnity · 8 years
- Hot Wind $1,786,229 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $1,254,322 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $1,189,080 indemnity · 8 years
Wheat 10 years filed
- 1.63Low end of the filed band
- 2.14Middle of the filed band
- 2.63High end of the filed band
- 2021Worst year filed (3.65)
- 10Years filed
- $13,063,089Premium filed
- $30,441,766Indemnity paid
- $57,662,939Liability insured
- 297,693Quantity planted
- 297,875Quantity lost
- 2,976Policies
- 2,973Policies with a loss
- 2.33Loss ratio, whole span
Causes that carried the indemnity in Gove County
- Drought $20,319,039 indemnity · 9 years
- Hail $4,400,206 indemnity · 10 years
- Cold Winter $2,730,320 indemnity · 8 years
- Freeze $595,246 indemnity · 7 years
- Heat $440,803 indemnity · 4 years
- Cold Wet Weather $372,551 indemnity · 3 years
Grain Sorghum 10 years filed
- 1.23Low end of the filed band
- 1.41Middle of the filed band
- 2.44High end of the filed band
- 2022Worst year filed (3.95)
- 10Years filed
- $7,576,733Premium filed
- $19,490,230Indemnity paid
- $35,381,480Liability insured
- 124,775Quantity planted
- 124,623Quantity lost
- 1,156Policies
- 1,156Policies with a loss
- 2.57Loss ratio, whole span
Causes that carried the indemnity in Gove County
- Drought $14,145,762 indemnity · 10 years
- Heat $2,082,637 indemnity · 7 years
- Hail $1,882,508 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $461,046 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $324,139 indemnity · 9 years
- Hot Wind $223,049 indemnity · 6 years
Pasture,Rangeland,Forage 10 years filed
- 0.73Low end of the filed band
- 1.48Middle of the filed band
- 2.67High end of the filed band
- 2020Worst year filed (2.68)
- 10Years filed
- $1,493,783Premium filed
- $2,942,102Indemnity paid
- $7,410,058Liability insured
- 189,796Quantity planted
- 0Quantity lost
- 549Policies
- 549Policies with a loss
- 1.97Loss ratio, whole span
Causes that carried the indemnity in Gove County
- ARPI/SCO/STAX Crops Only $2,942,102 indemnity · 10 years
Sunflowers 7 years filed
- 0.39Low end of the filed band
- 2.88Middle of the filed band
- 4.38High end of the filed band
- 2020Worst year filed (4.38)
- 7Years filed
- $367,459Premium filed
- $904,767Indemnity paid
- $1,866,260Liability insured
- 6,047Quantity planted
- 6,188Quantity lost
- 48Policies
- 48Policies with a loss
- 2.46Loss ratio, whole span
Causes that carried the indemnity in Gove County
- Drought $399,748 indemnity · 2 years
- Hail $381,663 indemnity · 5 years
- Wind/Excess Wind $86,864 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $34,846 indemnity · 3 years
- Hot Wind $4,337 indemnity · 1 years
Annual Forage 5 years filed
- 0.74Low end of the filed band
- 2.16Middle of the filed band
- 2.73High end of the filed band
- 2022Worst year filed (2.73)
- 5Years filed
- $274,115Premium filed
- $489,134Indemnity paid
- $1,046,012Liability insured
- 6,959Quantity planted
- 0Quantity lost
- 36Policies
- 36Policies with a loss
- 1.78Loss ratio, whole span
Causes that carried the indemnity in Gove County
- ARPI/SCO/STAX Crops Only $489,134 indemnity · 5 years
Every county-crop the agency files in Kansas → Buy the Gove County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.