Crop-loss band · Kansas
Harvey County, Kansas — crop-loss band
- 1.18Low end of the filed band
- 1.66Middle of the filed band
- 3.27High end of the filed band
- 2023Worst year filed (3.64)
- 10Years filed
Every year the Risk Management Agency has filed for Harvey County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.18 at the low end to 3.27 at the high end, with 1.66 in the middle. The worst year filed is 2023, at 3.64. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $699,963 | $1,161,621 | $5,084,158 | 425 | 425 | 1.66 |
| 2016 | $831,216 | $1,214,899 | $8,549,553 | 450 | 433 | 1.46 |
| 2017 | $1,523,973 | $2,632,738 | $11,448,660 | 642 | 636 | 1.73 |
| 2018 | $983,786 | $2,002,587 | $8,967,742 | 620 | 620 | 2.04 |
| 2019 | $2,291,303 | $5,904,508 | $22,366,487 | 1,053 | 1,052 | 2.58 |
| 2020 | $961,823 | $1,186,574 | $7,279,455 | 349 | 349 | 1.23 |
| 2021 | $546,783 | $642,688 | $3,866,856 | 217 | 217 | 1.18 |
| 2022 | $7,385,239 | $24,114,658 | $54,240,448 | 1,676 | 1,676 | 3.27 |
| 2023 | $9,417,896 | $34,240,864 | $70,229,143 | 2,328 | 2,328 | 3.64 |
| 2024 | $3,833,972 | $5,064,099 | $23,618,128 | 1,037 | 1,037 | 1.32 |
Commodities insured in Harvey County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.73Low end of the filed band
- 1.01Middle of the filed band
- 3.93High end of the filed band
- 2023Worst year filed (5.22)
- 10Years filed
- $12,664,364Premium filed
- $40,239,738Indemnity paid
- $90,422,059Liability insured
- 291,653Quantity planted
- 282,805Quantity lost
- 3,214Policies
- 3,199Policies with a loss
- 3.18Loss ratio, whole span
Causes that carried the indemnity in Harvey County
- Drought $31,094,961 indemnity · 10 years
- Heat $4,821,269 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $1,836,266 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $1,586,594 indemnity · 10 years
- Decline in Price $326,594 indemnity · 8 years
- Hot Wind $157,781 indemnity · 6 years
Corn 10 years filed
- 0.94Low end of the filed band
- 2.28Middle of the filed band
- 3.12High end of the filed band
- 2015Worst year filed (4.04)
- 10Years filed
- $8,053,116Premium filed
- $18,557,937Indemnity paid
- $69,800,972Liability insured
- 163,822Quantity planted
- 160,336Quantity lost
- 2,168Policies
- 2,161Policies with a loss
- 2.30Loss ratio, whole span
Causes that carried the indemnity in Harvey County
- Drought $11,745,924 indemnity · 10 years
- Heat $1,880,859 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $1,787,203 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,729,214 indemnity · 10 years
- Decline in Price $607,611 indemnity · 8 years
- Hail $372,744 indemnity · 5 years
Wheat 10 years filed
- 1.24Low end of the filed band
- 1.77Middle of the filed band
- 3.10High end of the filed band
- 2021Worst year filed (3.16)
- 10Years filed
- $5,796,091Premium filed
- $15,224,021Indemnity paid
- $44,759,503Liability insured
- 182,523Quantity planted
- 185,072Quantity lost
- 2,355Policies
- 2,355Policies with a loss
- 2.63Loss ratio, whole span
Causes that carried the indemnity in Harvey County
- Drought $9,050,172 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $3,301,504 indemnity · 8 years
- ARPI/SCO/STAX Crops Only $1,095,044 indemnity · 4 years
- Freeze $380,161 indemnity · 7 years
- Decline in Price $363,419 indemnity · 6 years
- Hail $346,010 indemnity · 6 years
Grain Sorghum 10 years filed
- 1.04Low end of the filed band
- 1.85Middle of the filed band
- 2.39High end of the filed band
- 2023Worst year filed (3.88)
- 10Years filed
- $1,055,813Premium filed
- $2,495,861Indemnity paid
- $6,170,750Liability insured
- 24,435Quantity planted
- 24,859Quantity lost
- 524Policies
- 522Policies with a loss
- 2.36Loss ratio, whole span
Causes that carried the indemnity in Harvey County
- Drought $1,825,553 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $314,710 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $116,739 indemnity · 5 years
- Heat $115,570 indemnity · 6 years
- Insects $79,134 indemnity · 3 years
- Decline in Price $13,973 indemnity · 5 years
Cotton 8 years filed
- 0.92Low end of the filed band
- 1.95Middle of the filed band
- 4.70High end of the filed band
- 2015Worst year filed (4.70)
- 8Years filed
- $580,560Premium filed
- $1,052,589Indemnity paid
- $2,648,201Liability insured
- 4,581Quantity planted
- 5,600Quantity lost
- 59Policies
- 59Policies with a loss
- 1.81Loss ratio, whole span
Causes that carried the indemnity in Harvey County
- Excess Moisture/Precipitation/Rain $443,611 indemnity · 5 years
- Drought $304,140 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $172,503 indemnity · 4 years
- Wind/Excess Wind $67,885 indemnity · 1 years
- Hot Wind $66,009 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.87Low end of the filed band
- 1.76Middle of the filed band
- 2.51High end of the filed band
- 2022Worst year filed (2.60)
- 10Years filed
- $326,010Premium filed
- $595,090Indemnity paid
- $1,849,145Liability insured
- 21,127Quantity planted
- 0Quantity lost
- 477Policies
- 477Policies with a loss
- 1.83Loss ratio, whole span
Causes that carried the indemnity in Harvey County
- ARPI/SCO/STAX Crops Only $595,090 indemnity · 10 years
Every county-crop the agency files in Kansas → Buy the Harvey County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.